Credit Manager Credit Card Credit

Year Mumbai, Maharashtra, India

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Job Category: KMBL
Degree Level: Bachelor's Degree
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Underwriting & making proposals of commercial credit card & LAS.
Ensuring discipline in adherence to processes involved in credit underwriting.
Good understanding of financials & ratio analysis to arrive at a decision on lending and recoverability of loans granted.
Ensure systematic verification processes and coordinate with sales, service, verification agencies.
Be up to date on industries we lend and business environment in general.
Review the portfolio sourced to prevent early delinquency.
Understand and interpret the portfolio quality.
Have good communication skills to interact with various stakeholders within/outside the bank.

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