Credit Manager Ucv Finance Motor Finance Credit Jaipur Umaid Mansion (m1 M3)

Year    India, India

Job Description

:
Key Objective of the Job:
To ensure the effective management and supervision of credit operations across branches, including conducting due diligence on funding proposals, implementing credit policies, maintaining portfolio quality, providing training, managing a team, and staying updated on market trends to inform underwriting decisions. Additionally, the role involves regular audits, addressing audit queries, and fostering coordination with other financial institutions.Top of Form
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Key Deliverables:

  • Timely due diligence of the funding proposals of the branches
  • Ensuring the Credit policy implementations
  • Managing and supervising FI agency/ valuation agency operations
  • Ensuring quality portfolio of the branches within the set parameters
  • Conducting training for FI/Channels and cross verticals at regular intervals
  • Visiting Channels/ Branches and customers at regular intervals
  • Handling a team of Credit Managers and associates
  • Providing market feedback through fieldd visits and networking with Credit counterparts of competition
  • Providing inputs for localized schemes based on market dynamics and delinquency studies
  • Audit of files and Process and taking corrective measures
  • Complying to audit Queries
  • Keep track on performance of self and drive the team to enable positive results on KPIs
  • Communicate & Maintain co-ordination with other financers to stay updated on financing traits, market understanding, customer feedback, new schemes launch which helps in underwriting
Education Qualification:
MBA/CA/ICWA/CS/M.com/B.com (Hons)
Specialized job competencies:
Functional Competencies
  • Credit Analysis
  • Analytical & Accuracy Skill
  • Understanding of Lending Procedures
  • Credit Risk Assessment
Behavioral Competencies
  • Execution Excellence
  • Customer Centricity
  • Fostering Synerygy
  • People Leadership
  • Strategic Orientation
Hiring Parameters:
  • Should have Direct or CFT experience in Credit/Operations/Sales/Collections
  • Should have knowledge of local market
  • Good Communication & Negotiation Skill will be added advantage
  • Ability to work under pressure
  • Should have problem Solving Skill

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Job Detail

  • Job Id
    JD3896307
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    India, India
  • Education
    Not mentioned
  • Experience
    Year