Job Description

Key Responsibilities

• Project Planning and Execution: A Credit Officer is responsible for planning and executing credit-related projects, including assessing credit applications, setting credit limits, and monitoring credit risk exposure.
• Problem-Solving and Decision-Making: This role involves resolving credit disputes, making decisions on credit extensions, and managing collections processes efficiently.
• Collaboration with Cross-Functional Teams: Credit Officers work closely with sales teams to understand customer needs, finance teams to ensure accurate financial reporting, and legal teams for compliance matters.
• Leadership and Mentorship: Senior Credit Officers may provide leadership to junior team members, offering guidance on credit analysis techniques and risk assessment.
• Process Improvement and Innovation: Constantly seeking ways to streamline credit processes, adopt new technologies for credit assessment, and improve overall credit management practices.
• Technical or Customer-Facing Responsibilities: Handling customer inquiries related to credit terms, negotiating payment arrangements, and providing credit advice to internal and external stakeholders.

Skills Required