Job Description

The Role: We are currently looking for an Associate Vice President \xe2\x80\x93 Legal to form a critical part of the Credit Investments team, based in India. This role is an excellent opportunity for a person with a banking / ARC background to join our Credit Investments team reporting directly to the CEO currently (and ultimately to the Head of Legal) and make a significant impact on the credit investments business of Pepper as well as the larger NPL problem in India. Responsibilities:

• Provide legal support on investments in distressed assets in India, both retail/ SME portfolios and corporate investments, restructurings, fund raising, regulatory and other general corporate matters. Legal support would include:
  • Conduct legal due diligence on investments, including coordinate with outsourced legal advisors, collate information, compile queries and draw conclusions
  • Draft, review and finalise various agreements, deeds and other transaction documents
  • Attend meetings and engage in negotiations with banks, NBFCs, ARCs, investors and other counter parties and their representatives
  • Liaison with advocates, solicitors, law firms, valuers and consultants
  • Take charge of litigation matters to ensure the best possible outcome, including brief advocates and solicitors, develop strategies and respond to notices and queries
• Support compliance and portfolio monitoring, which includes compiling legal resolution information from other group companies, business functions and counterparties to provide information to regulators, investors and the Board
• Provide high quality and commercially relevant legal advice and updates on changes to statutes
• Any additional roles and responsibilities, as may be required

• Law graduate from a reputed law school in India with a good academic record
• About 5-7 years of experience with top tier banks or ARCs
• Strong knowledge of banking / finance laws, loan and collateral documentation, legal measures to resolve problem loans including SARFAESI, DRTs, insolvency & bankruptcy laws, RBI regulations, courts
• Knowledge of civil, criminal and general corporate laws, information technology laws, Stamp Act, Indian Trust Act, among others
• Strong commercial sense and business acumen \xe2\x80\x93 ability to critically analyse and consider issues including legal / commercial risks involved
• Detail oriented, team player, takes ownership, able to work under tight timelines
• Willingness to travel to locations across the country to attend to matters assigned
• Knowledge of MS Office including Word, Excel and Powerpoint

• Experience in loan resolutions with the help of SARFAESI, DRT, IBC and other legal measures
• Excellent communication and negotiation skill