Job Description

Overview
Credit Risk- Banks/ Broker Dealers

Bring your ideas. Make history.
BNY Mellon offers an exciting array of future-forward careers at the intersection of business, finance, and technology. We are one of the world\'s top asset management and banking firms that manages trillions of dollars in assets, custody and/or administration. Known as the \xe2\x80\x9cbank of banks\xe2\x80\x9d - 97% of the world\xe2\x80\x99s top banks work with us as we lead and serve our customers into the new era of digital.
With over 238 years of rich history and industry firsts, BNY Mellon has been built upon our proven ability to evolve, lead, and drive new ideas at every turn. Today, we\xe2\x80\x99re approximately 50,000 employees across 35 countries with a culture that empowers you to grow, take risks, experiment and be yourself. This is what #LifeAtBNYMellon is all about.
We\xe2\x80\x99re seeking a future team member for the role of Sr. Analyst \xe2\x80\x93 Credit Risk- Banks/ Broker Dealers to join our Credit Risk team. This role is located in Pune- HYBRID

In this role, you\xe2\x80\x99ll make an impact in the following ways:
You are a highly collaborative individual, who writes strong Bank and/or Broker Dealer credit proposals, recommends appropriate credit rating to different clients, with a focus to drive overall risk management and business value.
You have a strong sense of ownership and enjoy hands-on work. A quick learner, self-starter, and a team player with an ability to meet deadlines in a fast-paced and dynamic environment. You can prioritise workload as per business needs and respond quickly to urgent requests in a timely manner.
Our values resonate with yours.
Write a well-researched concise credit proposal either for the purpose of an annual review or for a new business deal, which highlights existing and emerging key credit risks and probable mitigants to the risks identified.
Proactively monitor the assigned portfolio and track related client / industry / economic / regulatory news, as well as early warning indicators.
Liaise with functional manager(s) as well as different teams in the organization to submit credit proposals within the agreed timelines.
Manage own workload and volunteer for additional work during peak periods within the Team.
Stay abreast on current developments of the portfolio covered as well as incorporate the same in deliverables.
Maintain BNYM internal control standards. Understand and comply with all relevant policies, guidelines, procedures, and applicable regulatory requirement as issued by the organization.

To be successful in this role, we\xe2\x80\x99re seeking the following:
Master\xe2\x80\x99s degree in finance or equivalent / Chartered Accountancy plus International CFA / FRM.
Proven experience in CAMELS credit risk assessment / credit underwriting with credit rating agency or captive units of large multinational banks / third-party service providers.
Strong verbal and written communication skills with an ability to write in a concise manner.
Ability to complete deliverables with minimal or no supervision.
Knowledge and ability to assess credit products, credit terms & conditions and credit documentation, including financial covenants, security, and collateral.
Experience in using market data tools and external resources like S&P Capital IQ, SNL, Bloomberg, Moody\xe2\x80\x99s, and Credit Sights.

At BNY Mellon, our inclusive culture speaks for itself. Here\xe2\x80\x99s a few of our awards:
Fortune World\xe2\x80\x99s Most Admired Companies & Top 20 for Diversity and Inclusion
Bloomberg\xe2\x80\x99s Gender Equality Index (GEI)
Best Places to Work for Disability Inclusion , Disability: IN \xe2\x80\x93 100% score
100 Best Workplaces for Innovators, Fast Company
Human Rights Campaign Foundation, 100% score Corporate Equality Index
CDP\xe2\x80\x99s Climate Change \xe2\x80\x98A List\xe2\x80\x99

Our Benefits:
BNY Mellon offers highly competitive compensation, benefits, and wellbeing programs rooted in a strong culture of excellence and our pay-for-performance philosophy. We provide access to flexible global resources and tools for your life\xe2\x80\x99s journey. Focus on your health, foster your personal resilience, and reach your financial goals as a valued member of our team, along with generous paid leaves that can support you and your family through moments that matter. BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer - Underrepresented racial and ethnic groups/Females/Individuals with Disabilities/Protected Veterans.
Human Resources - MyHR
Information Classification: Internal Use only

BNY Mellon is an Equal Employment Opportunity/Affirmative Action Employer. Minorities/Females/Individuals With Disabilities/Protected Veterans.
Our ambition is to build the best global team \xe2\x80\x93 one that is representative and inclusive of the diverse talent, clients and communities we work with and serve \xe2\x80\x93 and to empower our team to do their best work. We support wellbeing and a balanced life, and offer a range of family-friendly, inclusive employment policies and employee forums.

Employer Description:
For over 230 years, the people of BNY Mellon have been at the forefront of finance, expanding the financial markets while supporting investors throughout the investment lifecycle. BNY Mellon can act as a single point of contact for clients looking to create, trade, hold, manage, service, distribute or restructure investments and safeguards nearly one-fifth of the world\'s financial assets. BNY Mellon remains one of the safest, most trusted and admired companies. Every day our employees make their mark by helping clients better manage and service their financial assets around the world. Whether providing financial services for institutions, corporations or individual investors, clients count on the people of BNY Mellon across time zones and in 35 countries and more than 100 markets. It\'s the collective ambition, innovative thinking and exceptionally focused client service paired with a commitment to doing what is right that continues to set us apart. Make your mark: bnymellon.com/careers.