Job Description

Job Summary . Area Manager - SME COE/Senior Area Manager - SME COE Job Purpose \'This position is open with Bajaj Finance ltd.\' Job Duties & Key Responsibilities . Duties and Responsibilities - \' The role will require a strong understanding of Professionals industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFL s risk policies. The incumbent will be responsible for underwriting loans in their specific locations which will mostly be pre-qualified / pre-approved by the Risk team and require quick processing TATs in the following businesses: Professional Loans: Monthly disbursements are expected to cross Rs.250 Cr in these businesses by September. Thus each Credit Manager is expected to process Rs.10 Cr of loan applications. Key Responsibilities: 1. Underwriting of Loans to Professionals within defined time lines. 2. Drive ownership of internal processes & compliance with underwriting policies 3. Support Business Risk & Operations in meeting the long term goals of the respective businesses\' Required Qualifications and Experience . Qualifications: 1. Chartered Accountant / MBA 2. Maximum experience of 2 years in the financial services (lending) industry Skills: 1. High process orientation 2. Good analytical skills 3. Positive attitude. 4. Good communication skills, with proficiency in English.

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