Job Description

ey Responsibilities

• Credit Assessment and Underwriting: Evaluate the creditworthiness of potential and existing customers (suppliers, distributors, etc.) applying for supply chain finance solutions. This includes:

• Analyzing financial statements, cash flows, and bank statements to determine risk profiles.
• Conducting thorough due diligence, including business and industry risk analysis.
• Approving, rejecting, or modifying credit applications within established limits and policy guidelines.
• Policy Implementation and Compliance: Implement and administer credit policies for the supply chain finance division across the assigned area.

• Ensure all activities adhere to company policies, industry standards, and legal/regulatory requirements.
• Review and update credit policies based on market needs and feedback.
• Portfolio Management and Monitoring: Manage and monitor the assigned credit portfolio to ensure quality and performance.

• Monitor customer loan payments, credit limits, and overall exposure.
• Implement "Early Warning" and monitoring mechanisms for the portfolio to identify potential problem loans and propose solutions for delinquent accounts.
• Oversee the management of Post Disbursement Documents (PDD) and covenant compliance.
• Collaboration and Stakeholder Management: Work closely with internal teams (sales, relationship management, risk, legal, collections, operations) to facilitate deal closures and ensure seamless processes.

• Meet with customers at regular intervals to understand industry dynamics and market conditions.

Skills Required