Job Description

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Key Objective of the Job:
To drive Rural Individual Loan business underwriting and creating quality portfolio.
Major Deliverables:

• 1. Managing a team of Branch credit managers, Credit Executives.
• 2. Conduct personal discussion with customers to establish Credit worthiness.
• 3. Pre and post sanction credit risk compliance.
• 4. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio.
• 5. Control on portfolio performance.
• 6. Underwrite Individual loan and prepare Credit Appraisal Memo (CAM).
• 7. Coordinate with sales to achieve targets and ensure TAT.
• 8. Support and train the team of Credit Manager/officers
• 9. Responsible for manpower
• 10. Knowledge understanding of local market.
• 11. Work closely with regional Credit Manager
• 12. Coordinate with internal teams like ICQ, Operational and sales.