Job Description

Job Category: KMBL
Degree Level: Bachelor's Degree
:
Department Agri Business Group (Agri SME - Working Capital Loans) - Portfolio Management
Job Title Area Business Manager (Grade - M5 / M6 - Chief Manager/ AVP)
Reporting to Regional Business Manager
Location As per list
Job Profile
Job Role

• Manage team of Portfolio Managers to manage and grow existing portfolio of customers in Agri SME space.
• Acceptable knowledge of respective geography & ability to quickly recruit quality team members.
• To manage and grow existing portfolio of customers in Agri, Food processing & MSME Industries by offering loan products in line with customer requirements of Working capital (fund based/non-fund based) & Term Loan facilities
• Build a strong & robust customer base to increase both assets and liabilities, earn revenue by providing them high standards of service on an ongoing basis.
• Deepening relationship with existing customers through Cross sell liability & other third party products.
• Regular monitoring of accounts to ensure there are no delinquencies, portfolio hygiene, post disbursement deferrals closure in time, security perfection
• To engage with Credit & risk function, legal & technical teams, RCAD & GR team for customer requirements & collaborate with internal bank channels for deepening customer base.
• Improve efficiency by monitoring & suggesting improvement in processes basis ground reality & market trends.

• CA / Post Graduate Diploma / Post Graduate in Banking and Finance / Commerce etc.
• Strong oral and written Communication
• Relationship Management Skill
• Leadership Skills
• Local Market Knowledge will be an added advantage
• Minimum SME funding & portfolio management work experience 5 years