Job Description

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Jo

As part of Risk Management you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management is all about thinking outside the box, challenging the status quo and striving to be best-in-class. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

The Wealth Management Risk Management credit risk team is searching for a Credit Officer who will work to identify, measure, manage and monitor credit risk across our global businesses. The individual will be responsible for the approval of new and existing extensions of credit. The Credit Officer will be accountable for the management of credit risks arising from counterparties, trading, investments, industries, geographies, and clients. The ideal candidate will partner effectively with clients, business partners, and risk leaders, to mitigate risk while structuring and approving credit transactions. The Credit Officer will also manage a portfolio within acceptable credit quality and risk appetite. This position will be a Credit Associate role managing client credit in the US Private bank portfolio focusing on the Single Coverage Portfolio.

In this role, the individual will collaborate with senior risk leaders, business partners, middle office, and other control functions to understand the potential impact of credit on other types of risk - e.g., Market, Liquidity, Operating, Reputational, etc. In addition, the Credit Officer will be responsible for analysis of credit opportunities, structuring transactions, negotiating, and reviewing terms, conducting due diligence, and identifying potential risks for counterparties, issuers and/or clients. As a Credit Officer the candidate will also drive innovation by initiating and leading key transformation projects for the organization.

Additional responsibilities include:

• Responsibility for credit risk management on the US Credit portfolio focused on Single Coverage Portfolio
• Ensure credit exposure is structured, documented and approved in accordance with JPMorgan Credit Policy.
• Monitor all Exception Reports, work with integrated team to understand issues, approve resolution plans, and escalate potential problems immediately.
• Work closely with other senior management, other risk functions (market, liquidity, operating, reputational, etc.), and other Lines of Business such as the Corporate and Investment Bank to ensure application of holistic risk appetite and governance.
• Identify and monitor concentrations, trends, and themes in the portfolio.
• Drive key projects and strategic initiatives to help close gaps, enhance existing processes, and improve risk management.
• Challenge the status quo. Continuously strive to find better, more efficient ways to manage credit risk and business flow, including underwriting.

Mi Minimum Skills, Experience and Qualifications

W We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role.

• Minimum 3 years in Banking, with experience structuring complex credit transactions, or other related experience
• Proven ability to analyze credit structures, make informed decisions, and mitigate the credit risks
• Excellent leadership, management, and business partnership skills
• Exceptional communication, negotiation, influencing, and coaching skills, spoken and written
• Ability to work effectively and respectfully with others to foster an inclusive environment
• High level of analytical skills, including financial analysis
• Attention to detail and ability to drive results across a global organization
• Experience and familiarity approving credit transactions preferred
• Undergraduate degree preferred.

About Us:

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world\'s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants\' and employees\' religious practices and beliefs, as well as mental health or physical disability needs. Visit our for more information about requesting an accommodation.

About the Team:

J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.\xe2\x80\x8b

Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.

JPMorgan Chase