Job Description

Institutional Credit Managements (ICM) objective is to provide an integrated end-to-end credit underwriting, identification, measurement, management, monitoring for wholesale credit businesses across the enterprise. Wholesale Credit Risk (WCR) In-Business Quality Assurance (QA) is an integral part of the ICM organization.WCR In-Business QA verifies that established standards and processes are followed and consistently applied. WCR and ICM Management utilize the results of quality assurance reviews (QARs) to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results enable management to identify risks associated with operational and control weaknesses, training needs, and process deficiencies.The WCR Head of In-Business QA reports results of QARs providing feedback, insight, and observations on any deficiency and areas of improvement, engaging management of the respective WCR businesses and In-Business Credit Risk, Independent Risk, Banking & International Credit Review, Internal Audit and Regulators.This role is based in Mumbai and reports to the In-Business QA Wholesale Credit Analytics (WLCA) HeadKey responsibilities include:

• Support the Portfolio Leads of In-Business QA in implementation and ongoing delivery of a robust Quality Assurance function covering ICM and Commercial Lending Management, Corporate Banking and Services
• Provide effective and credible challenge during QARs to Portfolio Leads and Underwriters, as regards to credit reviews and process adherence weaknesses in such processes are identified and escalated as appropriate
• Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the banks risk appetite and all policies and processes established within the risk governance framework
• Under the supervision of the WLCA QA Head, support execution of the following:

• Consistent and objective assessments during QARs
• Subsequent follow-up on corrective actions that were raised during QARs
• Assist in preparation of Quality Assurance Reports to WCR management that communicate and measure results and identify negative trends and potential solutions
• Constant interaction with the respective 1LOD functions, to ensure that quality assurance protocols are adequate for all portfolios
• Support in the establishment of WCR In-Business QA policies, procedures, risk assessment and controls to drive effective QA coverage and standards
• Population analytics related work for the covered portfolio
• Support the WLCA Head to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings
• Support the Head of WLCR IBQA on internal projects and initiatives
• Support ICM Voice of the Employee (VOE) initiatives

Skills:

• Demonstrable strong assurance experience, including 8-10 years in corporate banking, credit risk management, internal audit, loan review or quality assurance review function at an investment or large commercial bank
• Knowledge of Wholesale Credit Processes and organizational awareness, portfolios, and processes
• Understanding of policies and procedures with the ability to execute change seamlessly
• Strong grasp of the markets and lending wholesale credit risk covered process, to evaluate findings within the Quality Assurance process, determine and partner with In-Business Credit Risk for ongoing improvement, problem detection and sustainable remediation
• Strong background on core credit analysis for large corporate and finance industries to properly evaluate process and quality breaks within the quality assurance function
• Ideally, credit risk Internal Audit, control assurance, credit officer/analyst or credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval
• High awareness and adherence to the control environment including Quality Assurance
• Strategic orientation to ensure the ICM organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi
• Assists colleagues in identifying stretch opportunities to elevate individual and team performance
• Proven culture carrier

Competencies:

• Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management
• Strong organizational skills with ability to manage priorities effectively
• Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority
• Advanced Microsoft Office (Word, Excel, and PowerPoint) skills

Qualifications:

• BA/BSc or higher degree in Business (MBA), or any other related subject

Job Family Group: Controls Governance & OversightJob Family: Quality Assurance, Monitoring & TestingTime Type: Full timeCiti is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review .View Citis and the poster.

Citigroup