Job Description

:

WBCG:MNC - Credit Analyst

INTERNAL USAGE:

No. of Vacancies:

1

Reports to:

Is a Team leader?

No

Team Size:

Grade:

Upto Senior Manager

Business:

Department:\xef\xbf\xbd

Wholesale Banking Coverage Group

Sub-Department:

Location:

About Wholesale Banking Coverage Group

The Wholesale Banking Coverage Group (WBCG) focusses on doing business with customers such as the Government, Strategic, large and mid-corporates and the SMEs across industries like Infrastructure, Engineering, Chemicals, Oil& Gas, Metals, textiles etc. The Corporate lending business emphasizes on doing business with higher rated corporates with a focus on garnering a higher share of the cash flows by providing working capital facilities.

About the Role

The Credit Analyst is responsible for analyzing the risk profile of the companies in the respective industries and ensure preparation of conclusive credit proposals and detection of potential risk triggers. The credit analysts also interact with the companies to keep an update on the developments in the sector and its impact on company.

Key Responsibilities

• Analyse the financial and business risk profile of companies, assign Credit rating and prepare conclusive and focused credit proposals
• Monitor and update on key trends, challenges in the sectors, economic developments as well as financial parameters of clients to detect potential risk triggers
• Provide quality analysis compliant with RBI guidelines, legal and other internal compliances that leads to a sound decision making
• Ensure NPA /restructuring levels for the group are minimized

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Qualifications

Optimal qualification for success on the job is:

• CFA/ CA/ MBA (Finance) from a recognized institute

Role Proficiencies:

\xef\xbf\xbdFor successful execution of the job, the candidate should possess the following:

• In-depth knowledge of key drivers and indicators in the relevant sectors
• A solid understanding of financial statements, ratios
• Understanding of compliance and regulatory norms
• Good relationship management and strong communication and presentation skill

About Axis

Incorporated in 1994, Axis Bank is one of India\xef\xbf\xbds most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.

The Bank has a young & engaged workforce of over 100,000 employees, with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.

#ComeAsYouAre \'We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply\'

About Company:

Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses

Axis Bank