Job Description

The Role Responsibilities Job Role End to end ownership of the process around Loan Impairment forecasting and Reporting services covering retail risk Function / Segment / Regions. Ensure high quality service delivery through measurable performance metrics ensuring effective control, stakeholder engagement and leadership development. Loan Impairment forecasting and Reporting, ECL( IFRS9) Manage CPBB (Consumer, Private and Business Banking) Loan impairment Loss Forecast, Analysis, and reporting process for SCB retail / CPBB Businesses. Portfolio $138bn across 30 Markets SPOC for IIP / ECL / LI related queries from group or country Quarterly IIC paper write up Responsible for overall IFRS9 based ECL for the Group CPBB, ECL review and analysis Forecasting loan impairments using statistical forecasting model and Review of Forecast and explaining the driver to Various stakeholders Preparation quarterly P&L messaging for the Regions / Segments, ensuring key story has been captured to provide meaningful insight understanding of ECL / IFRS 9 model> Sophisticated, Loss Rate and Roll Rate models and forecasting using IFRS 9 standards Review of Forecast and Budget and explaining the driver to Various stakeholders Monthly MIS which includes Various critical MI submissions and adhocs Manage CPBB LI Planning during the Target Setting and Corporate Plan cycles. [Preparation, review, Challenge, finalisation and submission] Ensure Governance and control Strategy Ability to be highly flexible, adaptable, open-minded, responsive to the behaviour of the market. Comprehensive knowledge on basic banking practices, policies and relevant regulatory concerns. Ability to formulate and comply with credit criteria. Risk Management Timely mitigation of risks and resolution of issues including collaboration with all relevant stakeholder functions, and establishment of effective controls. Adherence to laws and regulations, internal risk and compliance policies and the Group Code of Conduct. Completion of all mandatory risk and compliance training including e-learning within stated timeframes. Proactive identification of risks and concerns, including escalation to all relevant stakeholders. Governance Proper documentations like EUC, BIA, BCP, BID, Migration Checklists, SLAs, Recharge Documents, DOI, Change Templates etc. needs to be documented appropriately. Ensuring that proper backups are being arranged for critical reports. Regulatory and Business Conduct Display exemplary conduct and live by the Group\'s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead to achieve the outcomes set out in the Bank\'s Conduct Principles: [Fair Outcomes for Clients Effective Financial Markets Financial Crime Compliance The Right Environment]. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association. Key Stakeholders Country Credit Heads and their teams Group Policy and Governance Teams CPBB Product / Business Heads Group Reporting Teams Human Resources Group Credit Finance Our Ideal Candidate B. Tech with MBA Finance or CA / CMA with 12 years of experience in Risk function. Ability to work effectively under pressure, multi task, lead through ambiguities, influence where candidate does not have direct authority and build on unstructured formative situations. Strong analytical and Strategic mindset coupled with a thorough understanding of Performance management. In-depth knowledge relevant key performance measures of Credit Risk and Banking retail Lending Products. Significant experience of working with senior management team and of interfacing. Loan Impairment, IFRS 9 and Expected Credit Loss model knowledge. Ability to understand and connect business drivers and rationale. SAS, R, Python or past programming language skills a plus. Advanced Excel, PowerPoint. Experienced people leader. Role Specific Technical Competencies Performance Management Analytical Mindset Strategic Mindset People Leadership About Standard Chartered We\'re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we\'ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you\'re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can\'t wait to see the talents you can bring us. Our purpose, to , together with our brand promise, to be are achieved by how we each live our . When you work with us, you\'ll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum Flexible working options based around home and office locations, with flexible working patterns Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you\'ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website

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