Voice Verification Bank Card Process

Year    Gautam Budh Nagar, UP, IN, India

Job Description

Credit Verification Officer assesses loan applicants' financial health by reviewing documents, analyzing credit history, calculating risks, and ensuring compliance with policies to recommend approval or denial, setting terms, and managing loan files, balancing customer service with loss prevention for the lender. They're crucial for risk management, ensuring timely loan acquisition for clients while safeguarding the company. Key Responsibilities:

Application Processing:

Meet clients, explain loan processes, collect financial documents (income, statements).

Creditworthiness Assessment:

Analyze credit reports, financial history, income, and risk ratios to determine eligibility.

Risk Analysis:

Evaluate loan applications for high-risk factors, ensuring alignment with company credit policies.

Decision Making:

Approve, deny, or suggest modifications to loan requests, communicating outcomes to clients and management.

Documentation & Compliance:

Ensure all loan files are complete, accurate, and adhere to banking regulations and internal policies.

Client Interaction:

Discuss loan terms, interest rates, set payment plans, and provide guidance.

Portfolio Management:

Monitor existing loans, manage renewals, and handle follow-ups on delinquent accounts.
Job Type: Full-time

Pay: ?12,000.00 - ?18,000.00 per month

Work Location: In person

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Job Detail

  • Job Id
    JD5109254
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Gautam Budh Nagar, UP, IN, India
  • Education
    Not mentioned
  • Experience
    Year