Job Description

Key Responsibilities

Project Review and Analysis

Conduct comprehensive reviews of condo project documentation to ensure compliance with applicable guidelines. Analyze project financials, legal documents, insurance policies, and other relevant materials. Evaluate the financial health, governance structure, and overall condition of condo associations.

Risk Assessment

Identify and assess risks associated with lender projects. Provide actionable recommendations to mitigate these risks and ensure adherence to regulatory requirements.

Documentation and Reporting

Prepare clear, detailed reports and summaries of findings. Maintain accurate, well-organized records of all reviewed projects. Communicate findings and recommendations to internal stakeholders, including underwriting and management teams.

Compliance and Guidelines

Stay up to date with applicable guidelines, regulatory changes, and industry best practices. Ensure all project reviews are conducted in line with current standards and compliance requirements.

Collaboration

Partner with underwriting, loan processing, and risk management teams. Liaise with external parties such as condo association representatives, project developers, and legal advisors.

Training and Support

Support the training of junior analysts and team members on compliance guidelines and review procedures. Provide expertise and assistance to internal teams as needed.

Required Qualifications

Bachelor's degree in Finance, Economics, Business Administration, or a related field. Minimum 2 years of experience in risk management, US mortgage, or underwriting. Background in underwriting US mortgages, with a strong understanding of borrower income, assets, and appraisals. Experience reviewing escrow or condo documents, including balance sheets, CC&Rs, and budget statements. Proficiency in Microsoft Excel and financial modeling. Strong analytical abilities, attention to detail, and effective problem-solving skills.

Preferred Qualifications

Experience in mortgage, banking, or financial services. Familiarity with regulatory frameworks such as Basel III or the Dodd-Frank Act. Certification in risk management or credit analysis (e.g., FRM, CFA).

Skills & Competencies

Excellent verbal and written communication skills. Ability to work independently while managing multiple priorities. Strong collaboration and interpersonal skills. High standards of integrity and ethics.
Job Types: Full-time, Permanent

Pay: Up to ₹800,000.00 per year

Benefits:

Paid sick time Paid time off Provident Fund Work from home
Application Question(s):

Can you start immediately
Do you have a Wi-fi enabled Laptop

Experience:

US Mortgage Underwriting: 1 year (Preferred)
Location:

Bangalore, Karnataka (Preferred)
Shift availability:

Night Shift (Preferred) Overnight Shift (Preferred)
Work Location: In person