Job Description

US Mortgage Processor

Location:

Infopark, Kochi

Qualification:

Graduation (Mandatory, B.Tech excluded)

Experience:

Minimum 1 to 3 years of experience in US Mortgage underwriting required

Work Days: 5 Days a Week

Salary: Upto

6 LPA

(Based on previous experience and package)
Shift:

6 PM- 3AM

Immediate Joiners are Preferred

Requirements

Strong familiarity with

FNMA and FHLMC guidelines

is mandatory. Proficiency in

Automated Underwriting Systems (AUS)

. Experience in

credit, income, asset, and property document analysis

.

Laura Mac experience

is a plus. Strong

verbal and written communication

skills

Responsibilities

Assess complex loan transactions, including

credit reports, income documents, asset verification, appraisals, and title documents

, ensuring compliance with

FNMA/FHLMC

guidelines. Perform

credit analysis and risk assessment

to determine borrower eligibility. Conduct

financial statement analysis

including tax returns, pay stubs, W-2s, and bank statements. Validate and analyze loan applications using

Automated Underwriting Systems (AUS)

. Conduct

property valuation and appraisal review

to confirm market value and guideline adherence.
Job Types: Full-time, Permanent

Pay: ?35,000.00 - ?45,000.00 per month

Benefits:

Health insurance Provident Fund
Ability to commute/relocate:

Kochi, Kerala: Reliably commute or planning to relocate before starting work (Required)
Application Question(s):

Are you okay with joining on December 2nd? Do you hold a valid degree other than B.Tech?
Education:

Bachelor's (Required)
Experience:

US Mortgage underwriting: 3 years (Required)
Language:

English (Required)
Shift availability:

Night Shift (Preferred)
Work Location: In person