Job Description

Key Responsibilities:

Project Review and Analysis:

Conduct thorough reviews of condo project documentation to ensure compliance with relevant guidelines. Analyze project financials, legal documents, insurance policies, and other pertinent materials. Evaluate the financial stability, governance structure, and overall condition of condo associations.

Risk Assessment:

Identify and assess risks associated with lender projects. Provide recommendations to mitigate identified risks and ensure regulatory compliance.

Documentation and Reporting:

Prepare detailed reports and summaries of findings. Maintain accurate and organized records of all reviewed projects. Communicate findings and recommendations to internal stakeholders, including underwriting and management teams.

Compliance and Guidelines:

Stay current with relevant guidelines, updates, and industry best practices. Ensure all project reviews adhere to current standards and regulatory requirements.

Collaboration:

Work closely with underwriting, loan processing, and risk management teams. Liaise with external stakeholders, including condo association representatives, project developers, and legal advisors.

Training and Support:

Assist in training junior analysts and team members on compliance guidelines and review processes. Provide support and expertise to internal teams as needed.

Required Qualifications:

Bachelor's degree in Finance, Economics, Business Administration, or a related field. 2+ years of experience in risk management, US Mortgage, or Underwriting. Background in underwriting US mortgages with knowledge of borrower's income, assets, and appraisal. Experience in reviewing escrow or condo documents, including balance sheets, CC&Rs, and budget statements. Proficient in Microsoft Excel and financial modeling. Strong analytical skills, attention to detail, and problem-solving abilities.

Preferred Qualifications:

Experience in the mortgage, banking, or financial services industry. Knowledge of regulatory requirements (e.g., Basel III, Dodd-Frank Act). Certification in risk management or credit analysis (e.g., FRM, CFA).

Skills & Competencies:

Excellent verbal and written communication skills. Ability to work independently and manage multiple tasks effectively. Strong teamwork and interpersonal skills. High level of integrity and ethical standards.
Job Types: Full-time, Permanent

Pay: Up to ?800,000.00 per year

Job Type: Full-time

Pay: Up to ?800,000.00 per year

Benefits:

Paid sick time Paid time off Provident Fund
Application Question(s):

Do you have a wi-fi enabled laptop? Can you start immediately? What is your current CTC? Are you comfortable in working in night shift?
Experience:

US Mortgage Underwriting: 1 year (Preferred)
Location:

Bangalore City, Karnataka (Required)
Shift availability:

Night Shift (Preferred) Overnight Shift (Preferred)
Work Location: In person