Job Description

Assess funding requirements for ongoing and upcoming real estate projects.

Prepare financial models and cash flow projections for project financing.

Evaluate funding options including term loans, construction finance, LAP, LRD, OD facilities, and ICDs.

Identify suitable lenders (banks, NBFCs, funds, private equity) and negotiate terms.

Structure loan agreements considering project milestones and repayment schedules.

Secure approvals for drawdowns and ensure timely disbursement of funds.

Negotiate ICD terms with NBFCs and manage group-level borrowing arrangements.

Ensure adherence to loan covenants, RERA guidelines, and statutory requirements.

Maintain accurate documentation for loan agreements, security creation, and ICD contracts.

Coordinate with legal teams for mortgage creation and charge registration.

Track interest rates, repayment schedules, and optimize borrowing costs.

Prepare MIS on project funding status, debt portfolio, ICD utilization, loan repayment and interest cost analysis.

Highlight risks related to funding delays or covenant breaches.

Liaise with internal teams (Projects, Accounts, Legal) for fund utilization and

compliance.

Maintain strong relationships with banks, NBFCs, and rating agencies.

Skills & Competencies

Expertise in project finance, debt structuring, LAP, LRD, OD facilities, and ICD

management.

Strong negotiation and relationship management with lenders and NBFCs.

Knowledge of RERA, real estate financing norms, and regulatory compliance.

Proficiency in financial modeling and cash flow analysis.

Educational Qualifications

MBA in Finance / CA /CA Inter/ CFA preferred

Exposure to borrowings and real estate project financing is a must

Experience

8-10 years in project finance and borrowing management, preferably in real estate or infrastructure sector.

Job Type: Full-time

Pay: ₹600,000.00 - ₹1,300,000.00 per year

Benefits:

Health insurance Provident Fund
Work Location: In person