Job Description

Lead end-to-end debt raising activities, including initial discussions with lenders, negotiation of terms and covenants, finalization of deals, and execution of comprehensive documentation. Evaluate, structure, and negotiate both traditional and innovative financing instruments, including On-Book and Off-Book debt products. Liaise with banks, financial institutions, and rating agencies to facilitate timely drawdowns, facility renewals, and compliance with documentation requirements. Ensure timely servicing of debt obligations, including EMIs, interest payments, and principal repayments, while monitoring compliance with financial covenants. Manage banking transactions such as fund transfers, RTGS/NEFT, operation of escrow accounts, collection mechanisms, and pooling structures, especially for debt transactions, co-lending arrangements, and BC partnerships. Maintain accurate records of all bank accounts, authorized signatories, mandates, and related documentation. Establish and maintain strong working relationships with banking partners to support funding and operational needs. Oversee the opening, modification, and closure of bank accounts in line with business requirements. Monitor daily liquidity to ensure sufficient funds for disbursements, repayments, and other operational obligations. Deploy surplus funds into approved investment instruments (e.g., fixed deposits, mutual funds) in accordance with the company's investment policy. Track and manage investment maturities, interest accruals, and returns to ensure optimal fund utilization. Prepare and maintain daily/weekly cash flow forecasts, ensuring proactive liquidity management and risk mitigation. Generate and present Treasury MIS reports, including cash position summaries, bank reconciliation statements, debt schedules, and investment reports. Support internal, statutory, and regulatory audits (e.g., RBI inspections) by providing timely and accurate treasury-related data. Contribute to budgeting, cash flow analysis, forecasting, and variance analysis to support financial planning and decision-making. Provide treasury-related inputs for board meetings, investor presentations, and financial reporting requirements. Prepare ALM and variance analysis w.r.t. borrowing, co-lending and BC partnerships.
Job Types: Full-time, Permanent

Pay: ₹35,000.00 - ₹65,000.00 per month

Benefits:

Health insurance
Schedule:

Day shift
Work Location: In person