Any Graduate
Preferably Postgraduate or MBA in Finance / Banking (not mandatory)
Any Certifications in Gold Assaying/Appraising/Auditing from (Approved/ Accredited) Appraisal Agencies: (e.g., IGI/ GJA/GGF etc) is highly desirable
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Work Experience
At least 3-5 + years in the Gold Loan industry, preferably in: Branch operations/Sales & business development/Customer service.
Desirable: 1-2 + years of training experience (classroom or on-the-job), preferably in BFSI or NBFC domain.
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Domain Knowledge/SME: In-depth understanding of:
Gold loan products and lifecycle/process (application/sanction to closure)
Gold appraisal/assaying and purity testing process
KYC norms and documentation
RBI/Regulatory guidelines on gold loans
Loan-to-Value (LTV) ratio concepts
Risk management and fraud prevention
Current Industry practices/Trends/Awareness of digital gold loan processes and mobile app-based lending
Job Types: Full-time, Permanent
Pay: From ?15,000.00 per month
Benefits:
Flexible schedule
Internet reimbursement
Provident Fund
Work Location: In person
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