Job Description

Job Requirements
Job Role: Territory Manager - Car Loans
Job Function: Retail Banking
Job Purpose: The Territory Manager - Car Loans is responsible for acquiring new customers for car loans across designated regions in India. This role involves direct customer engagement, promoting car loan products, and ensuring high-quality service delivery. The role holder will analyze customer needs, ensure compliance with internal and external guidelines, and contribute to the bank's growth by disbursals and maintaining portfolio quality. Additionally, the role supports digital enablement and team development to meet the bank's strategic objectives.
Key Role and Responsibilities:

• Acquire car loan customers within the identified segment and catchment area.
• Meet and exceed monthly targets for new customer acquisition by analyzing transaction banking needs.
• Provide regular feedback to Relationship Managers on customer requirements and business opportunities.
• Ensure adherence to selling norms and standard operating procedures (SOPs) defined by the organization.
• Maintain strict compliance with internal policies and external regulatory guidelines.
• Ensure high-quality sourcing in line with the bank's credit and operational policies.
• Foster a team environment focused on digital enablement to meet customer needs effectively.
• Drive initiatives aligned with the bank's rapid growth targets.

Education: Any Graduate
Experience: 5-10 years of relevant experience in sales, preferably in car loans or retail lending

Skills Required