Job Description

Job Category: KMBL
Degree Level: Bachelor's Degree
:
Job description
Job title: Data, Personal Loan
Location: Head Office Mumbai
Grade: M3
Number of Position: 1
Job Responsibilities:

• Monitor portfolio delinquencies at micro level, identification of segments, locations, channels, profiles and proposing policies/ strategies to enable business and control risk
• Proficient in coding and working experience in creating risk monitoring dashboards like vintage charts, KPIs, business trends, etc.
• Managing portfolio with data driven insights using Demog and Bureau data and recommend necessary alteration in policy when required
• Experience on creating features using bureau/demog/banking variables and creating insights
• Handled cross functional projects to develop new product/program
• Knowledge about policy framework pertaining to personal loan product/Unsecured product
• Monitoring loss in the business in different segments and highlight the reason for breach in threshold if any.
• Automating crucial reports, testing and verifying the correctness of the same.
• Co-ordinating with different stockholder for risk and policy related data and recommendation.

• Minimum 3-8 year of experience
• Work experience with MNC on risk/data analytics field is preferable
• Proficiency in SAS/Python/DEX for risk management and policy implementation. Ability to debug, troubleshoot and resolve issues related to risk and policy.
• Use analytical skill to identify root causes of problem and recommend effective solution.
• Experience in creating features and running decision tree/cluster analysis to identify segments will be an added advantage.
• Good problem solving skills and clear communicator.

• Btech or Grad/Post Grad in statistics - Preferred
• Certification in coding languages like SAS/SQL/Python - Preferred