Job Description

Job Title:

Team Leader - Collection

Location:

Patna, Bihar

Company:

Khushbu Auto Finance Ltd. (KAFL)

Company Overview:

Khushbu Auto Finance Ltd. (KAFL)

is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for

three-wheelers

. Incorporated in 1994, KAFL is a wholly-owned subsidiary of

Atul Auto Limited (AAL)

-- a leading three-wheeler manufacturer. Registered with the Reserve Bank of India (RBI) since 1999, KAFL serves as the

captive financing arm

for Atul Auto Ltd., with a network of over 100 branches across 14 states and a strong presence in Gujarat and Bihar.

Job Responsibilities:

Lead and manage a team of Collection Executives for assigned area. Monitor daily collection performance and ensure achievement of monthly recovery targets. Guide field executives in handling delinquent customers and resolving disputes. Conduct regular field visits to verify cases and support team members. Ensure adherence to company policies, collection process, and regulatory norms. Maintain MIS and submit daily/weekly collection reports to the Branch Head / Regional Manager. Coordinate with credit and operations teams for NOC, settlement, and repossession cases. Motivate and train team members to improve field efficiency and productivity.

Eligibility Criteria:

Qualification:

Graduate or above (preferably in Commerce or Finance).

Experience:

Minimum 2-4 years of experience in

Collection / Recovery

from

NBFC / Bank

, with at least 1 year in a team handling role.

Industry Preference:

Vehicle finance, especially

three-wheeler or auto loan segment

.

Skills Required:

Strong leadership and team management skills. Good communication and negotiation ability. Field collection knowledge and local area familiarity. Basic computer and report management skills.
Job Types: Full-time, Permanent

Pay: ₹20,000.00 - ₹30,000.00 per month

Benefits:

Health insurance Paid sick time Provident Fund
Work Location: In person