Roles and Responsibility Strategy Targeted Improvements
Act as a service partner, work together with RMs, in-country IMO, Operations and other key internal stakeholders to solve issues and identify opportunities to improve overall service for the clients
Ensure uniform approach towards implementation of Global IMO Model and adherence to DOIs
Deliver excellent service against agreed service standards, delivery standards, and minimal error rates as appropriate
Automation and Streamlining
Drive continuous improvement of the operational efficiency and effectiveness of processes to increase the consistency of systems and processes
Business
Provide support to resolve technical operating problems by conducting investigations, rectifying errors.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters
Maintain a good working relationship with the various Business Units, Finance, Risk, Technology and Operations community
Identify common error patterns and provide feedback to the value chain. Adhere to first time-right principles
Provide insight and suggestions to improving processes, identifying opportunities to streamline and rationalization of checks performed
Undertake ad-hoc duties and when delegated by Line Manager
For Grade 8A & 7 - in addition to all the above
Perform periodic training/refresher session for the team
Demonstrate ability to train new staff and bring them up to speed in the process successfully.
Demonstrate ability to work within timelines with regards to process deliverables to stakeholders (in country CRC, auditors, OR team etc)
Processes
To provide high quality Documentation support.
To ensure error free work with no operating losses
Ensure Individual Productivity targets are met / surpassed
Ensure high quality BCA review being done.
Accurate Checking of Credit Approval Authority in Approval Memos, if warranted
Accurate Verification of Signature in documents received from external sources
Ensure accurate submission of BFL and standard documentation.
Ensure that the documents obtained are accurate, valid and legally enforceable
Ensure that the updates in CMS, especially View Securities, are done accurately as per the terms of the BCA or the contents of the documents received
Issue SCC / DDN in accordance with Policies & Guidelines, without violation of Credit approval terms.
Authorized to issue PSCC/SCC /DDN for All Category facilities for unlimited amount (including Category 1 limit above USD200m)
Discharge of Custodial Functions as per Group Standards.
Discharge Key Holders Responsibilities as per Group Policies
Lodge / Retrieve documents as per the relevant Guidelines.
Monitor / Diarize / Generate Reports as per the agreed terms with in-country.
Any other Documentation Activity assigned by Line Manager.
Accurate Updating of Control Sheets
Ensure staff performance is monitored on a continuous basis and feedback provided at regular intervals.
Ensure timely escalation to Senior Management of any exception noticed related to work and environment.
Ensure proper training (OJT) is given to team members whenever required.
Ensure backup staff is identified and trained
To adhere to the agreed CST plans and approach
To identify and report all exceptions on non-compliance with standard controls
To identify and report all weaknesses inherent in the standard controls
To ensure exceptions arising out of CST checks are immediately rectified and preventive action put in place to prevent recurrence.
To actively participate in BCP/DR and any other UAT
For Grade 8A & 7 - in addition to all the above
Ensure Individual Productivity targets are met / surpassed
Ensure staff performance is monitored on a continuous basis and feedback provided at regular intervals.
Ensure proper training (OJT) is given to team members whenever required.
Ensure backup staff is identified and trained
Demonstrate ability to plan days' work among team members and ensure execution of the plan
Act as a back-up for line manager whenever required
People and Talent
Provide effective orientation /guidance to new Joiners on the bank's policies/procedures/processes to ensure their successful assimilation into the team and the bank
Develop and implement a personal learning plan with team manager to attain necessary competencies
Successfully complete milestones as laid out in implemented personal learning plan
Risk Management
Awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role remit
Comply with applicable Money Laundering Prevention Procedures and report any suspicious activity to the operational risk manager and Line Manager
Ensure a clear and uniform approach towards implementation of the global operating model for all IMO-related processes, and adherence to DOIs
Report any deviation (if any) to appropriate authorities and obtain proper dispensations
Proactively manage risks and establish/monitor controls to improve the overall state of the risk management and operating framework
For Grade 7 - in addition to all the above
Demonstrate ability to identify thematic issues and be able to perform checks periodically and also be able to remediate them in a timely manner
Demonstrate ability to bring out identified issues to management for orderly closure along with remediation plan and preventive actions.
Timely socialisation of regulatory changes in the process and ensure such changes are understood by the team thoroughly
Take active part external audit and ensure audit deliverables are provided in a timely manner.
Governance
Ensure compliance with the internal policies and credit policies, external policies, regulatory and statutory requirements
Undertake periodic self-assessment on key controls to assess the proper functioning and adequacy of existing controls
Highlight significant issues/errors to manager
Regulatory & Business Conduct
Display exemplary conduct and live by the Group's Valued Behaviours and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
Achieve the outcomes set out in the Bank's Conduct Principles: Financial Crime Prevention; The Right Environment.
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
Key Stakeholders
Integrated Middle Office (IMO) representatives in Group
In-country Integrated Middle Office
Credit Documentation Unit
Unit Operational Risk Manager
Front Office (RMs, CMs, CCMs)
Account Opening Teams
Other Operation Teams
Lending Documentation Unit
Governance Team
Other Responsibilities
Ensure that Productivity MIS is updated accurately and immediately after the completion of processing the respective transaction.
Ensure all control procedures prescribed for control of Scanned / fax documents / Credit mate SIFs received are actioned as per SLA
Actively participate in automation Initiatives
Embedding Here for good and the Group's brand and valued behaviours in the Integrated Middle Office team
Completion of all Group Mandatory e-learnings within stipulated deadlines
Performing other responsibilities assigned under Group, Country, Business or Functional policies and procedures
Our Ideal Candidate
Preferably Commerce Graduate / Postgraduate
For Grade 8B: 3 years of relevant work experience in the following areas:
For Grade 8A: 3-5 years of relevant work experience in the following areas:
For Grade 7: More than 5 years of relevant work experience in the following areas:
Advanced Product & process knowledge (knowledge in terms of customers, products and transactions)
Core Risk awareness
Banking operations experience (Credit Risk, Documentation, Client Service, CDD, payments, trade, markets or other) and service-oriented attitude.
Core communication.
Role Specific Technical Competencies
Operational Functions
Process Management
Time / Resource Management
Operational Risk
Accuracy and Attention to Detail
Understanding Customer Needs
Effective Communications
Problem Management Process
Interpersonal Relationships
Managing Change Introductory
Budget Management
Manage People
Data Analysis
Strategy Formulation & Implementation
Manage Projects NA
NWOW
About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge, and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we:
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial, and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
Flexible working options based around home and office locations, with flexible working patterns
Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual, and digital learning
Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.
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