Job Description

Company Description
??We're Nagarro, we are a Digital Product Engineering company that is scaling in a big way! We build products, services, and experiences that inspire, excite, and delight. We work at scale across all devices and digital mediums, and our people exist everywhere in the world (17500+ experts across 39 countries, to be exact). Our work culture is dynamic and non-hierarchical. We are looking for great new colleagues. That is where you come in!

REQUIREMENTS:

• Experience - 6 to 10 years
• Strong experience as a Business Analyst in Payments/Card Management System
• Strong Card Domain expertise
• Card network architecture and processing flows, BIN management.
• Merchant/cardholder onboarding
• Transaction lifecycle and card lifecycle
• Account management (credit revolving, interest generation, fees)
• Hands-on experience with CMS / Payment Switch
• In-depth knowledge of Credit Card processing rules and Payment network processing rules
• Familiarity with Payment schemes and standards:
• ISO 8583, ISO 20022, EMV, PCI DSS
• Key management (EMV/terminal)
• Visa, Mastercard, Amex, UPI
• Understanding of Fraud, Compliance & Risk:
• Dispute/chargeback requirements
• Card and terminal risk parameters
• Minimum 5 years in similar roles; Power CARD experience is an advantage
• Ability to work on-site and support during analysis, build, implementation, and post-go-live phases

RESPONSIBILITY:

• Gathering business and functional requirements
• Developing requirements documents: goal model, functional modelling, business process, customer interactions/wire frames; writing high level user requirements (Epics and User Stories)
• Maintaining and enhancing the current available frameworks and accelerators
• Interacting with other Center of Competence (CoE) architects and teams, and providing solutions from a software perspective
• Participating in process studies or pre-sales process of responding to RFI, RFPs and proposals
• Leading business and technical analysis sessions to support new development efforts to meet current and projected business needs
• Quickly understanding the business issues and data challenges of clients organization and industry
• Providing expertise on the systems capabilities/limitations as it relates to business goals
• Preparing impact and opportunity assessments regarding the cost/benefit of proposed projects
• Aligning stakeholders on business requirements, system requirements, program functions and strategy
• Preparing use cases and formal requirements documentation
• Driving the implementation of technology and process solutions from concept to completion
• Providing analysis and support for the project management, application development, and QA teams throughout the development lifecycle
• Acting as a liaison between the technology department and other business units

Qualifications
Bachelor's or master's degree in computer science, Information Technology, or a related field.

Skills Required