Job Description

Job ID: 32628


Location: Bangalore, IN


Area of interest: Business Support, Management & Efficiency


Job type: Regular Employee


Work style: Office Working


Opening date: 23 Jun 2025

Job Summary

Embark on an exciting opportunity to drive innovation and shape the future of managing risk in Standard Chartered. We are seeking a dynamic individual who will help to improve the management stress capabilities in the credit risk area within the bank and especially within Risk. The role holder will work directly with global team of Credit Officers, Scenario Design, Technology, Model Validation, Data Strategy and Finance Teams.

Strategy

Lead design of analytical models to allow performance of rapid stress testing analysis in the CIB/WRB book with a focus on forecasting detailed financial statement under stress and estimating impacts on key risk measures such as RWA and ECL Identify key risk areas and potential actions that can be taken through review of Management Stress Test Results generated from Risk Stress Testing tools

Business

Engage with business to discuss and agree actions to be taken based on insights gained through review of Management stress test results Ability to succinctly present the output of management stress test to various committees and risk forums.

Processes

Design models and reporting solutions for Management Stress Testing capabilities for CIB/WRB Credit Coordinate and review production of relevant papers for working groups and committees Drive automation initiative wherever possible to reduce manual dependencies in the process Support in program management activities as required

Key Responsibilities

People & Talent

Managing excellent relationship through an established engagement model with all stakeholders with 'Think Client' Approach Always have an eye for Process Improvements and Innovations with an objective to 'Simplify', while still maintaining the value delivered Have an attitude to create a Collaborative Team Environment with 'Human' element to build the function for the long-term

Risk Management

The ability to interpret the Group or country CIB/WRB Credit Information, identify key drivers and key risk areas based on this information and put in place appropriate controls and measures including analysing and interpreting stressed financial statements, credit grades, RWAs and ECLs. Demonstrate a clear understanding and ability to manage data quality and other data-related risks.

Governance

Ensure compliance with the Group's policies and procedures, and the regulatory framework. Maintain appropriate documentation and controls for modelling, reporting, and analytics.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

CIB/WRB Credit CPM CCIB Modelling teams Risk and CFCC Data Strategy Team Risk and CFCC Change teams Technology Group Finance Country CROs Enterprise Risk Management - SRMG and Scenario Design

Qualifications

Bachelor's or Master's degree in a quantitative field such as mathematics, statistics, economics, finance, computer science or a related discipline Knowledge of regulatory frameworks and Banking regulations, more specifically related to Credit RWA, IFRS9 ECL, ICAAP Strong analytical mindset with excellent analytical, logical, reasoning and problem-solving skills including solid understanding of advanced mathematical concepts and programming languages such as Python or SAS Experience of working with multiple stakeholders. Experience of working under pressure to produce high quality output in a highly controlled environment Exceptional written and verbal communication skills, with the ability to effectively convey complex technical concepts to both technical and non-technical audiences.

Role Specific Technical Competencies

SAS, Python, R and Excel skills RWA/ECL Knowledge Stress Testing knowledge CCIB Credit Knowledge Experience of producing portfolio insights for management consumption Experience of working under pressure to produce high quality reporting in a highly controlled environment

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
www.sc.com/careers