Job Description

Job ID: 31343


Location: Chennai, IN


Area of interest: Technology


Job type: Regular Employee


Work style: Office Working


Opening date: 22 Jul 2025

Job Summary

Business Analyst for Lending system (ACBS) will be participating in change related projects for corporate investment banking. Candidate shall demonstrate good analytical frame of mind to be fit for this role. As role is to work in a global team supporting system which is highly configurable and scalable. Candidate with foundational knowledge of Lending domain would be preferred or someone who has worked in banking technology teams like payments, settlement, reconciliation, Financial Accounting concepts and financial / regulatory reporting protocols.

Good understanding of lending lifecycle events, covering bilateral as well as syndication lending. Role is to deliver operations and finance driven changes for Lending product/business. Knowledge of loan origination and servicing, lending business events would be advantageous. Candidate who has direct experience of working in technology team delivering system changes would be preferred.

RESPONSIBILITIES

Strategy

Work in a global team supporting lending platform which serves more than 30 markets globally.

Business

Partner with seniors to quickly learn system functionality and help with small enhancements independent handling under guidance to begin with. Rollout of ACBS BAU Enhancements originating from existing live locations.

Processes

Business requirement and functional specification delivery for change requests Collaborate with Development and Production Support teams to define detailed Product solution designs up to specification level. Manage testing cycle for the change assigned through various SDLC cycles.

Understand current and agree to be operating process with operations users after implementation of new proposed solution.

Key Responsibilities

People & Talent

The ability to effectively work together with team colleagues across geographies. Ability to manage senior stakeholders from operations, product, finance, tax, and business team.

Risk Management

The ability to identify, assess, monitor, control and mitigate risks.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. [Fill in for regulated roles] Lead the [country / business unit / function/XXX [team] to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
[Insert local regulator e.g. PRA/FCA prescribed responsibilities and Rationale for allocation].

[Where relevant - Additionally, for subsidiaries or relevant non -subsidiaries]

Serve as a Director of the Board of [insert name of entities] Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent)

Key stakeholders

Maintain strong ties with the Heads of the Build and Run team for Commercial Lending/Corporate Finance team to ensure a cross functional, collaborative working approach.


O

ther Responsibilities

Embed Here for good and Group's brand and values in XXXX [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); [List all responsibilities associated with the role]
Graduate in Computer Science/Technology and evidence of continuous professional development in an IT role. 3+ years of relevant experience within the Solution consulting, change implementation, testing or operations, preferably in Commercial Lending domain. Advantageous to have working experience with team across geographies. Working experience on lending systems like ACBS/LoanIQ/Finacle will be added advantage. Very good analytical skills including problem solving skills. Strong communication and interpersonal skills to influence directly, indirectly and virtually across the SCB network. Open minded with ability to explore new areas and new ways of working. Advantageous to have a professional degree in Finance or MBA.

Skills and Experience

Sql Query proficiency

Experience of Database Query and data extraction

Data Analysis

Strong solutioning skillset

Qualifications

EDUCATION GRADUATION AND ABOVE LANGUAGES ENGLISH

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
www.sc.com/careers