Job Description

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Job Information

Company

Spocto

Date Opened

05/20/2025

Job Type

Full time

Work Experience

6-10 years

Industry

Financial Services

City

Mumbai

State/Province

Maharashtra

Country

India

Zip/Postal Code

400008

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About Us

Yubi stands for ubiquitous. But Yubi will also stand for transparency, collaboration, and the power of possibility.



From being a disruptor in India's debt market to marching towards global corporate markets from one product to one holistic product suite with seven products



Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.




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Yubi, formerly known as CredAvenue, is re-defining global debt markets by freeing the flow of finance between borrowers, lenders, and investors. We are the world's possibility platform for the discovery, investment, fulfillment, and collection of any debt solution. At Yubi, opportunities are plenty and we equip you with tools to seize it.



In March 2022, we became India's fastest fintech and most impactful startup to join the unicorn club with a Series B fundraising round of $137 million.



In 2020, we began our journey with a vision of transforming and deepening the global institutional debt market through technology. Our two-sided debt marketplace helps institutional and HNI investors find the widest network of corporate borrowers and debt products on one side and helps corporates to discover investors and access debt capital efficiently on the other side. Switching between platforms is easy, which means investors can lend, invest and trade bonds - all in one place. All of our platforms shake up the traditional debt ecosystem and offer new ways of digital finance.



Yubi Credit Marketplace - With the largest selection of lenders on one platform, our credit marketplace helps enterprises partner with lenders of their choice for any and all capital requirements.

Yubi Invest - Fixed income securities platform for wealth managers & financial advisors to channel client investments in fixed income

Financial Services Platform - Designed for financial institutions to manage co-lending partnerships & asset based securitization

Spocto - Debt recovery & risk mitigation platform

Corpository - Dedicated SaaS solutions platform powered by Decision-grade data, Analytics, Pattern Identifications, Early Warning Signals and Predictions to Lenders, Investors and Business Enterprises



So far, we have on-boarded over 17000+ enterprises, 6200+ investors & lenders and have facilitated debt volumes of over INR 1,40,000 crore.



Backed by marquee investors like Insight Partners, B Capital Group, Dragoneer, Sequoia Capital, LightSpeed and Lightrock, we are the only-of-its-kind debt platform globally, revolutionizing the segment.



At Yubi, People are at the core of the business and our most valuable assets. Yubi is constantly growing, with 1000+ like-minded individuals today, who are changing the way people perceive debt. We are a fun bunch who are highly motivated and driven to create a purposeful impact. Come, join the club to be a part of our epic growth story.



Role and Responsibilities

Developing a revolutionary finance marketplace product that includes design, user experience, and business logic to ensure the product is easy to use, appealing, and effective. Ensure that the implementation adheres to defined specs and processes in the PRD Own end-to-end quality of deliverables during all phases of the software development lifecycle. Work with managers, leads and peers to come up with implementation options. Ability to function effectively in a fast-paced environment and manage continuously changing business needs Mentor junior engineers and foster innovation within the team. Design and develop the pod's software components and systems. Evaluate and recommend tools, technologies, and processes, driving adoption to ensure high-quality products.
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Requirements

ReactJS: 5+ years' experience


- Led 2-3 front-end projects in ReactJS


- Delivered/Can Own at least 1 end-to-end project using ReactJS and Node JS(Express) in collaboration with colleagues

NodeJS (Express): 3+ years' experience

- Capable of backend communication, debugging, and adding features

Python: Working knowledge is a plus Spring Boot: Open to learning and contributing to backend development Must Have Skills:

- Excellent debugging and troubleshooting skills


- Ability to plan and deliver front-end tasks within committed timelines


- Commitment to writing scalable, well-defined, and maintainable code


- Hands-on experience deploying applications using Docker and Kubernetes


- Willing to work on-site as required (Belapur - 3 days, BKC - 2 days per week)


- Exposure to on-premise banking environments is a plus###

Benefits

YUBI is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, or age.