Job Description

Position vacant : Commercial Banking Credit Audit

Designations : Senior Manager / Chief Manager / AVP

Location : Mumbai

Qualifications :

- CA/MBA qualified or prior experience in credit audit (working capital and term loan products) or credit underwriting

- Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.

- Excellent understanding of banking business processes and internal controls related to lending area

- High energy, Passion & Self-starter attitude with good presentation skills

- Team handling experience.

Job Role :

- To identify , analyze , devise control scenarios for various businesses/ functions in consultation with audit team/ auditee for periodic exception reporting;

- Validate, modify , append logics applicable to queries for the exception reporting either periodic/ case to case basis;

- To lead the team of data auditors & be responsible for performing data level checks of regulatory and operational effectiveness of control procedures;

- To effectively conclude gaps, deviations / exceptions and deficiencies observed in periodic exception reporting with the Senior Management & finalise actionable for further follow up, closure;

- Effectively present impacts ,trends, remediation steps warranted for gaps identified

- To liaise with auditees, BSG, IT team for enablement of offsite points;

- To play active role in reporting to Senior management , various committees & Regulator;

- Handle, guide and train subordinates on data audits procedures and ensure constructing a capable team;

- To play a role as per needs in the overall departmental effectiveness.

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