Job Description

Department
Credit
Job posted on
Oct 27, 2025
Employee Type
Fulltime-Probationary
Experience range (Years)
4 years - 8 years

Job Summary:

We are seeking a highly skilled and analytical Credit folk to join our growing team. The ideal candidate will have 4-8 years of experience in credit underwriting of corporate clients preferably with exposure to Mid-market financial sector and NBFC clients. A background in accounting audit and/or forensic audit will be considered a strong advantage.
Key Responsibilities:
? Perform end-to-end credit underwriting for wholesale and mid-market corporate clients, primarily in the financial sector.
? Conduct detailed analysis of financial statements, assess creditworthiness, and identify key business and financial risks.
? Structure and recommend credit facilities in line with internal policies and risk appetite.
? Collaborate with business teams to understand client requirements and ensure appropriate credit structuring.
? Prepare and present comprehensive credit appraisal notes for approval committees.
? Continuously monitor portfolio performance and highlight early warning signals and credit deterioration.
? Ensure compliance with regulatory guidelines, internal credit policies, and documentation standards.
? Leverage experience in accounting audits to assess financial integrity and detect potential red flags.
? Apply forensic audit insights where relevant to identify misrepresentations or financial irregularities.

Qualifications & Experience

:
? Chartered Accountant (CA) and/or Chartered Financial Analyst (CFA) preferred.
? 4-8 years of experience in wholesale credit underwriting, with a focus on financial sector clients.
? Prior experience in accounting audits of corporates; forensic audit exposure is an added advantage.
? Strong understanding of financial analysis, risk assessment methodologies, and credit structuring.
? Strong Excel Skills
? Decent Communication and Interpersonal skills
? Working knowledge of RBI guidelines, regulatory frameworks, and industry best practices.