Senior Manager Credit Underwriting Team Eml/mfi Ca (5 10 Yrs)
Job Description
Senior Manager CUT (credit underwriting team) EML/ MFI
Position Purpose : Credit Underwriting Team (CUT)
Position - Credit Underwriting Team (CUT) - EML/ SME loans
Location - Corporate office, Mumbai
Specific Responsibilities :
- Underwriting of EML & SME (medical equipment/ machinery funding, School funding) cases
- Handling PAN India high value cases>1.5 cr for EML, MEF and SFP
- Make optimal use of the Loan Origination System and Loan Management system
- Maintain Credit TAT
- Manage Credit Underwriting as per policy
- Monitor Delinquency and NPA to budgeted levels for the product
- Manage Credit Cost as per approved budgets
- Give feedback to Credit Policy based on experience of underwriting
- Data Slicing/ Analysis and publishing of the reports
- PDD monitoring
- Industry Analysis
Key Performance Indicators :
- TAT
- Portfolio Quality
- Quality of Appraisal
- Cost Management
- Implementation of Processes
Experience : Credit Underwriting Experience of minimum 5 years
Technical Competencies :
- Positive, pro-business attitude
- Excellent Analytical skills
- Communication and Presentation skills
- Product knowledge
- Ability to understand asset type and its viability
- Ability to read and understand legal and technical reports and valuations related to properties financed by the company
Qualification : Chartered Accountant
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Job Detail
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Job IdJD3006078
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationMumbai, Maharashtra, India
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EducationNot mentioned
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ExperienceYear