: Senior Manager / General Manager - Banking & Finance
Department
: Finance & Accounts
Location
: [Insert Location]
Reporting To
: Director - Finance / Managing Director
Role Overview:
A seasoned finance professional responsible for independently managing all banking and finance-related functions of the organization, with specific experience in handling financial operations of construction and infrastructure companies. The role demands end-to-end handling of fund management, banking operations, and financial documentation with external agencies.
Key Responsibilities:
1. Banking & Fund Management:
Manage relationships with banks and financial institutions for project financing, term loans, and working capital.
Handle daily fund movement, inter-bank transfers, and efficient cash flow planning for project sites and HO.
Ensure timely submission and renewal of loan documents, stock statements, and other bank compliance requirements.
2. Loan & Credit Facilities:
Independently prepare CMA data, project reports, and proposals for fund-based and non-fund-based facilities.
Manage BGs (Performance / Advance / Retention), LCs (Sight / Usance), and margin requirements with banks.
Monitor utilization and repayment schedules for working capital, term loans, and equipment financing.
3. Financial Compliance & Reporting:
Ensure compliance with financial covenants, RBI/banking regulations, and internal policies.
Coordinate with statutory auditors, internal auditors, and project finance teams for financial audits and reports.
Prepare monthly MIS reports, fund position statements, interest outflow reports, and debt tracking sheets.
4. Coordination with Sites and Projects:
Liaise with project sites for fund requirement planning, expense forecasting, and vendor payment processing.
Support project teams in bank-related documentation such as LC/BG submissions, project-wise funding, and billing.
5. Documentation & Administration:
Draft, review, and submit all banking documents including board resolutions, declarations, indemnities, and loan agreements.
Maintain proper records of all finance-related correspondences with banks and institutions.
Desired Candidate Profile:
Experience
: Minimum 10+ years of relevant experience in banking & finance operations within the
construction/infrastructure industry
.
Qualification
: B.Com / M.Com / CA Inter / MBA (Finance) preferred.
Industry Exposure
: Must have handled multi-location project funding, construction equipment loans, and government billing-related banking transactions.
Skills Required
:
o Sound knowledge of working capital management, LC/BG operations, and CMA preparation.
o Good interpersonal and liaison skills with banks.
o Strong knowledge of Excel, Tally, and Internet Banking.
o Ability to work under pressure and handle large volume of transactions independently.