Job Description

Senior ExecutiveEXL/SE/1450837


Digital SolutionsNoida
Posted On
19 Aug 2025
End Date
03 Oct 2025
Required Experience
3 - 6 Years



Basic Section
Number Of Positions


3


Band


A2


Band Name


Senior Executive


Cost Code


D014808


Campus/Non Campus


NON CAMPUS


Employment Type


Permanent


Requisition Type


New


Max CTC


600000.0000 - 1000000.0000


Complexity Level


Not Applicable


Work Type


Hybrid - Working Partly From Home And Partly From Office


Organisational
Group


EXL Digital


Sub Group


Digital Solutions


Organization


Digital Solutions


LOB


Digital Solutions


SBU


Xtrakto.AI


Country


India


City


Noida


Center


Noida - Centre 59




Skills
Skill


FINANCE


ANALYSIS


Minimum Qualification


B.COM


B.TECH/B.E


Certification


No data available

Role Overview:

We are looking for an experienced

Financial Spreading Analyst

to join our banking credit risk operations team, specializing in

automated financial statement spreading systems

. This role bridges technology and analysis -- ensuring the accuracy, completeness, and usability of financial data captured by AI/ML-enabled spreading platforms. The ideal candidate will combine strong accounting and credit analysis expertise with a keen understanding of automated data extraction tools, exception handling, and process optimization.

Key Responsibilities:

Automated Spread Review:

Validate and reconcile financial data extracted by automated spreading systems (e.g., Moody's Risk Analyst, CreditLens or equivalent) against source financial statements.

Ratio Analysis:

Calculate and interpret key financial ratios, trends, and performance indicators to highlight strengths, weaknesses, and potential risks.

Exception Handling:

Identify and correct system misclassifications, OCR errors, and misaligned mappings; escalate recurring issues to technical teams for model retraining.

Complex Data Interpretation:

Apply judgment in handling unstructured or jurisdiction-specific financial formats, adjusting for reclassifications, non-recurring items, and sector-specific reporting nuances.

Quality Control:

Perform periodic audits of system-generated spreads to ensure compliance with internal credit policies, IFRS/GAAP standards, and regulatory requirements.

Stakeholder Collaboration:

Liaise with credit analysts, relationship managers, and system administrators to ensure timely and accurate delivery of spread data for credit decisions.

Process & System Improvement:

Provide feedback to automation teams on template refinements, data mapping logic, and AI model performance; contribute to user acceptance testing (UAT) for system upgrades.

Training & Knowledge Sharing:

Support team members in understanding automated spread outputs, exception patterns, and best practices for validation.

Qualifications & Skills:

Bachelor's degree in Finance, Accounting, Commerce or related field; CA, CPA, CFA preferred. 3+ years of financial spreading experience in a banking or credit rating environment, with at least 2 years working on automated spreading platforms (e.g., Moody's Risk Analyst, CreditLens or similar) . Strong grasp of IFRS, GAAP, industry-specific accounting nuances and cross-border accounting variations. Hands-on experience with OCR-based data capture, AI/ML-powered financial extraction tools, and exception handling workflows. Advanced Excel and data validation skills; comfort with structured/unstructured data. High attention to detail, with ability to work to tight SLAs. Effective communication skills for both business and technical audiences.
Workflow
Workflow Type


Digital Solution Center