Job Description

we are seeking an experienced and detail-driven senior escrow monitoring analyst to lead the end-to-end monitoring of escrow accounts, ensure regulatory compliance, and drive operational excellence across fund flow processes. this role involves ownership of daily reconciliation, and cross-functional coordination with internal teams and banking partners. the ideal candidate will bring deep expertise in financial operations, a strong understanding of escrow frameworks, and the ability to build and scale robust monitoring controls.
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key responsibilities

+ own and oversee daily escrow account monitoring -- track float balances, inflows/outflows, and maintain compliance thresholds. + lead the end-to-end reconciliation process between system records, mis, and bank statements.
+ identify, investigate, and resolve exceptions, failures, or fund mismatches in a timely manner.
+ ensure regulatory and internal compliance, especially around escrow usage, fund segregation, and documentation.
+ build and maintain audit-ready reports, dashboards, and transaction logs.
+ collaborate with tech, product, finance, and external banking partners for issue resolution and process optimization.
+ act as a point of contact for regulatory audits, internal reviews, and risk assessments
+ proactively identify process gaps and implement controls or automation to strengthen escrow monitoring
+ guide and mentor junior analysts in reconciliation and fund management best practices

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required skills & experience:

+ 3-4 years of experience in fund flow monitoring, banking operations and escrow monitoring. + strong working knowledge of escrow account operations and regulatory frameworks (e.g., rbi escrow norms)
+ proficiency in excel, and basic sql, and exposure to reconciliation or reporting tools
+ excellent analytical, problem-solving, and stakeholder management skills
+ experience working in fintech, nbfc, payment gateways, or regulated financial entities preferred
+ ability to work independently, handle escalations, and drive high-accuracy deliverables