Job Description

1. Assess the creditworthiness of individuals, companies, or investment opportunities by analyzing financial data and credit reports.

2. Prepare comprehensive credit risk analysis reports and present findings to senior management.

3. Monitor and review credit portfolios to ensure compliance with internal policies and external regulations.

4. Conduct industry and market research to identify potential risks and opportunities.

5. Collaborate with loan officers, risk managers, and other departments to develop credit strategies.

6. Stay informed about economic trends and changes in financial markets to anticipate credit risks.

7. Recommend adjustments to credit limits, terms, and loan structures as necessary.

8. Maintain strong relationships with clients and stakeholders to ensure accurate and timely information.

Required Qualifications:

1. Bachelor's degree in Finance, Accounting, Economics, or related field.

2. Minimum of 5+ years of experience in credit analysis or related field.

3. Strong knowledge of financial analysis, risk management, and credit evaluation.

4. Proficiency in financial modeling, credit assessment tools, and Microsoft Excel.

5. Strong attention to detail and ability to work with complex financial data.

6. Excellent communication and interpersonal skills.

Preferred Qualifications : MBA Finance , CA Enter

Job Types: Full-time, Permanent

Pay: ?50,000.00 - ?80,000.00 per year

Schedule:

Day shift Fixed shift
Experience:

Credit analysis: 5 years (Required)
Work Location: In person

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