Job Description

Company Description

WNS (Holdings) Limited (NYSE: WNS), is a leading Business Process Management (BPM) company. We combine our deep industry knowledge with technology and analytics expertise to co-create innovative, digital-led transformational solutions with clients across 10 industries. We enable businesses in Travel, Insurance, Banking and Financial Services, Manufacturing, Retail and Consumer Packaged Goods, Shipping and Logistics, Healthcare, and Utilities to re-imagine their digital future and transform their outcomes with operational excellence.We deliver an entire spectrum of BPM services in finance and accounting, procurement, customer interaction services and human resources leveraging collaborative models that are tailored to address the unique business challenges of each client. We co-create and execute the future vision of 400+ clients with the help of our 44,000+ employees.

Position Summary:The Mortgage conditions review associate review and determine the eligibility of documents received and accordingly take action on the conditions available on loan. Mortgage conditions review associate role includes but not limited to analyzing and verifying documents received against conditions, review all 4 C's and make decisions whether a condition can be satisfied or not.The incumbent ensures the accurate, efficient, and timely flow of information/documentation for offering quality and efficient services.Responsibilities:o Review documents received against conditions and accordingly action the conditions.o Analyzing credit, income, and assets documents to properly assess condition's requirement and promptly provide decisionso Review property documentation including title commitments, sales contracts, insurance, and flood determinationso Maintain a well-developed knowledge of loan product guidelines and industry regulations, including assisting in the prevention, detection, and resolution of mortgage fraudo Review and analyze appraisals for value and compliance with industry requirementso Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines, policies, procedures, knowledge, and experienceo Provide exceptional customer care (both internal and external) in a manner that satisfies the individual needs of each customer and builds loyalty to the cliento Maintain confidentiality of all customer and employee informationo Respond positively to feedback and redirectiono Fully utilize systems, tools, training, and resources provided to maximize potentialo Assist other departments as neededo Meeting daily production.o Meeting the daily SLA requiremento Meeting the daily Quality requirements

Qualifications

Qualifications Education: Bachelors in any stream.Experience: 2+ years' increasingly responsible experience in related areas.Knowledge/Skills/Abilities:o Experienced mortgage professional with 2-3 years with mortgage conditions review process.o Has a complete understanding of Conventional, FHA and VA underwriting guidelines. o Has working knowledge of real estate lending criteria and federal, state, and agency complianceo Can multi-task and manage time efficientlyo Has strong organizational skills, attention to detail, and basic Microsoft Office skillso Good analytical and problem-solving skills.o Strong organization and verbal and written communications skills.o Highly adaptive and open to changes as the organization grows and its needs evolve.