Job Description

Job requisition ID :: 84503
Date: Jul 28, 2025
Location: Mumbai
Designation: Senior Analyst
Entity: Deloitte Touche Tohmatsu India LLP
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Key Responsibilities

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Conduct Concurrent Audits

: Perform concurrent audits of branches and other operational units of banks. Review transactions to ensure compliance with banking regulations, internal policies, and RBI guidelines. Identify any operational, financial, and compliance-related risks or discrepancies during audits.

Transaction & Process Review

: Evaluate daily transactions for adherence to internal control systems. Review loans, advances, asset management, and investment activities of the bank. Verify KYC norms, AML guidelines, and transaction integrity.

Risk Identification & Reporting

: Identify key risks and control gaps in branch operations. Prepare audit reports highlighting significant issues and recommend corrective actions. Escalate irregularities, fraud, or lapses found during the audit to senior management.

Compliance Checks

: Ensure compliance with banking laws, regulatory requirements, and circulars issued by the Reserve Bank of India (RBI). Track adherence to credit risk, operational risk, and market risk parameters.

Coordination with Branches

: Liaise with branch managers and staff for resolving audit issues. Provide feedback to branches on improving operational efficiency and reducing risk exposure.

Follow-up Audits

: Perform follow-up audits to check the implementation of audit recommendations. Ensure timely closure of audit issues raised during previous audits.

Documentation & Reporting

: Maintain and update audit documentation as per firm's standards. Draft and finalize audit reports and work papers for submission to management.
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Qualifications

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Educational Background

: Bachelor's degree in Commerce, Finance, Accounting, or related field. CA Inter/ICWA Inter/MBA in Finance preferred.

Experience

: 1-3 years of experience in concurrent audits, branch audits, internal audits, or statutory audits of banks.

Knowledge

: Strong understanding of banking operations, credit appraisals, loan review, and RBI guidelines.
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Skills Required

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Excellent analytical and problem-solving skills. Strong knowledge of banking regulations and compliance standards. Proficient in Microsoft Office (Excel, Word, PowerPoint). Ability to handle multiple audits and prioritize tasks. * Strong communication and interpersonal skills.