Job Description

Company Profile

Dream Payments is a leading fintech company that empowers businesses with secure and innovative payment and payout solutions. Specializing in cloud-based payment processing, Dream Payments enables financial institutions, merchants, and insurance providers to seamlessly accept and send digital payments. Dream Payments' scalable and secure platform helps organizations modernize their payment infrastructure, enhance customer experiences, and drive revenue growth. Trusted by major financial institutions, Dream Payments continues to revolutionize the industry through cutting-edge technology and strategic partnerships.

Why Dream Payments

Our clients, partners, and investors include some of the leading banks and insurance companies in North America, including JPMorgan Chase, TD Bank, Fairfax, Visa, Mastercard, and more. Global cashless payment volumes are set to increase by more than 80% from 2020 to 2025, from about 1tn transactions to almost 1.9tn, and to almost triple by 2030, according to analysis by PwC We are on the cutting edge of payment technology, bringing new and innovative solutions to our clients and their customers.

Role Overview

The Senior Accountant / Finance Operations Analyst (Offshore) will support Dream's day-to-day finance operations in a hands-on capacity, including corporate accounting, budget and forecast preparation, financial reporting, audit readiness, and internal controls. This role will lead financial planning, budgeting, forecasting, and analysis to support company growth while maintaining capital discipline, from a preparation and execution standpoint, with final approval and decision-making remaining with the onshore Finance Manager / Controller.

The role will work closely with the onshore Head of Finance to support financial strategy, cash discipline, investor reporting, and helping prepare the company for scale and future fundraising (Series C and beyond). The position is designed as an offshore role with read-only access to bank accounts and no authority to initiate, approve, or release payments.

Key Responsibilities

Financial Strategy, Planning & Analysis (Offshore Execution)

Assist the CEO with financial planning, budgeting, forecasting, and analysis to support company growth while maintaining capital discipline. Support the Finance Manager / Controller to develop and execute financial strategies that support revenue growth, gross margin expansion, and cash runway by building and maintaining detailed financial models and analyses. Prepare materials and analysis to support board/investor reporting, risk management, and business performance, working closely with the onshore Finance Manager / Controller. Analyze financial performance, variances, and key metrics, providing actionable insights to leadership through models, reports, and dashboards.

Accounting, Month-End Close & Financial Reporting

Oversee and manage the full month-end close process from an execution standpoint, ensuring all journal entries, reconciliations, and consolidations are prepared accurately and on time (final review and sign-off by onshore Finance Manager / Controller). Maintain the integrity of the general ledger and subledgers through accurate preparation, reconciliations, and documentation. Deliver monthly, quarterly, and annual financial statements in accordance with GAAP (IFRS experience is an asset) by preparing draft financial statements and supporting schedules for onshore review and approval. Analyze financial performance, variances, and key metrics, providing actionable insights to leadership via well-structured reporting packages and analysis. Manage and continuously improve close calendars, checklists, and internal month-end processes in coordination with the onshore Finance Manager / Controller.

Compliance & Risk Management (Finance-Only - Support)

Ensure compliance with all financial regulatory requirements, tax filings, and financial audits from a preparation and documentation standpoint (onshore retains formal sign-off and regulator/auditor-facing responsibility). Maintain and enhance internal controls, policies, and procedures by documenting and testing controls, maintaining SOPs, and supporting onshore-led control improvements. Manage external relationships with auditors, tax advisors, banks, and other financial partners from a support perspective (e.g., providing data, schedules, and documentation; formal relationship ownership stays onshore).

Team & Process Support

Lead and mentor a lean and scalable finance and accounting team within the offshore function as it grows, under the direction of the onshore Finance Manager / Controller. Foster a culture of accountability, continuous improvement, and operational excellence within the offshore finance operations team.

Cash & Treasury Management (Support Only)

Manage company cash flow, working capital, treasury operations, burn rate, and cash runway forecasts from a modelling and reporting perspective (preparation and analysis), with final cash and treasury decisions retained onshore. Prepare analyses and reporting to support banking relationships, credit facilities, debt facilities, and capital calls, with the onshore Finance Manager / Controller owning external interactions and approvals.
We thank all applicants for their interest, but only those selected for an interview will be contacted.

Dream Payments is an equal opportunity employer. We value diversity and strive to create an inclusive and supportive work environment for all employees. We welcome applications from people with disabilities - accommodations are available upon request for candidates taking part in all aspects of the selection process.

Job Types: Full-time, Permanent

Pay: ₹1,574,056.53 - ₹2,203,679.14 per year

Application Question(s):

Do you have a strong knowledge of financial reporting, GAAP, and internal controls? Are you proficient in financial systems and ERP platforms (e.g., QuickBooks, SAP) -- QuickBooks Online and SaaS billing platforms (e.g., Stripe, Zuora, Chargebee)?
Education:

Bachelor's (Required)
Experience:

Venture-backed SaaS, Fintech: 3 years (Required) Accounting: 5 years (Required) Financial planning and analysis: 5 years (Required) month-end close and reporting: 5 years (Required)
Shift availability:

Night Shift (Required) * Overnight Shift (Required)