indiagold has built a product & technology platform that enables regulated entities to launch or grow their asset backed products across geographies; without investing in operations, technology, people or taking any valuation, storage or transit risks.
Our use of deep-tech is changing how asset backed loans have been done traditionally. Some examples of our innovation are - lending against digital gold, 100% paperless/digital loan onboarding process, computer vision to test gold purity as opposed to manual testing, auto- scheduling of feet-on-street, customer self-onboarding, gold locker model to expand TAM & launch zero-touch gold loans, zero network business app & many more.
We are rapidly growing team passionate about solving massive challenges around financial well-being.
We are a rapidly growing organisation with empowered opportunities across Sales, Business Development, Partnerships, Sales Operations, Credit, Pricing, Customer Service, Business Product, Design, Product, Engineering, People & Finance across several cities. We value the right aptitude & attitude than past experience in a related role, so feel free to reach out if you believe we can be good for each other.
Drive New Customer Acquisition
Proactively identify and onboard new clients for gold loan products through structured
field engagements, strategic referral networks, and localized promotional campaigns.
Client Engagement & Product Presentation
Conduct in-person client consultations and deliver compelling product demonstrations
to articulate the value proposition and generate incremental business.
Sales Strategy Execution
Implement targeted sales and marketing initiatives to catalyze business expansion
within the designated territory, in alignment with organizational growth objectives.
Relationship Management & Service Excellence
Cultivate enduring customer relationships by ensuring seamless service delivery, timely
support, and high levels of client satisfaction.
Operational & Compliance Adherence
Ensure full compliance with regulatory frameworks and internal standard operating
procedures, particularly in documentation, verification, and process execution.
Gold Evaluation & Verification
Accurately assess gold ornaments for weight, purity, and karat value using calibrated
tools and standardized testing protocols.
Market Intelligence & Product Knowledge
Remain continuously informed about prevailing gold loan policies, lending norms,
industry best practices, and competitor offerings to stay ahead in the market.
Bank Relationship Management
Foster and maintain effective working relationships with partner banks, facilitating
collaborative business development and joint customer engagement.
Balance Transfer Management
Oversee the end-to-end execution of gold loan balance transfers -- from case initiation
and fund disbursement to coordination with banking personnel and timely fund
settlements.
Requirements
The ideal candidate is a motivated and result-oriented sales professional with 1-3
years of field experience, preferably in gold loans, financial services, NBFCs, or
microfinance.
Candidate should possess strong communication and interpersonal skills, with the
ability to build trust-based relationships in local markets.
A working knowledge of gold evaluation, KYC procedures, and loan documentation
is highly desirable.
Local language fluency and a customer-centric mindset are essential for success in
this role.
Familiarity with local geography and the ability to travel extensively within assigned
territory. (Bike & Driving License Mandatory)
Benefits
1. Industry-Leading Compensation with lucrative incentives.
2. ESOPs & Wealth Creation Opportunities.
3. Comprehensive Medical & Accident Insurance.
4. On-Roll Employment - No third-party payroll.
5. On-Time Salary & Incentive Payouts.
6. Accelerated Career Growth in a high-impact role.
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