Job Description

Job Requirements
Role/Job Title: Sales Manager - Gold Loan
Function/ Department: Gold Loan
Job Purpose:
The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand Gold loan business in that locality/branch.
Roles & Responsibilities:
xc2xb7 Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank)
customers.
xc2xb7 Existing liability customers are pitched for Gold loans.
xc2xb7 Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
xc2xb7 Fee Income should be Minimum 1% of total disbursals.
xc2xb7 Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum
renewal pending cases.
xc2xb7 Co-ordination with valuers to be done time to time basis.
xc2xb7 Ensure most of the customers are aligned to pay valuation charges as per product norms.
xc2xb7 Ensuring healthy collections with Nil First equated monthly installment / First presentation Default and minimizing
fresh flow in Bucket X.
xc2xb7 PSL (Priority sector lending) Tagging and should be aware about PSL norms.
xc2xb7 Helping branch liability team in Audits and ensuring proper communications to customer before any packet
Opening.
xc2xb7 Conduct Marketing activities in the local market for generating NTB gold loan customers.
xc2xb7 Willingness to work extensively in the field and travel across the region on short notice.
xc2xb7 Carrying out ad-hoc activities as per the requirement of the department.
xc2xb7 Proficient in MS - Word /Excel and power point
xc2xb7 Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.
Educational Qualifications:
Graduation: Any Graduate
Experience: 2 to 5 years of experience in Gold loan sales.