Job Description

About Structured Assets Group (SAG):

The Structured Assets Group (SAG) plays an important and critical role in managing the asset book of the bank which needs timely and proactive intervention. The SAG handles a large proportion of Special Mention Account (SMA) portfolio and the entire Non-retail Non-performing Asset (NPA) portfolio of the bank. The key focus area of SAG is to take proactive steps to ensure effective resolution of corporate stress through a) correction of capital structure by way of business restructuring or change of ownership b) one time settlement with the borrower c) secondary market loan sale or d) legal action for recovery, depending upon the nature of stress and ability of the bank to drive resolution

About the Role:

The Relationship Manager is responsible for NPA management, resolution, credit management, restructuring of NPA accounts and to be responsible for achievement of recovery budget. The incumbent will also be responsible for preparation of approval notes for various aspects viz credit/operational/ legal/compliance etc. in respect of NPA accounts

Key Responsibilities:

Managing NPA, resolution, credit management, restructuring of NPA accounts and to be responsible for achievement of recovery budget. Preparation of approval notes for various aspects viz credit/operational/ legal/compliance etc. in respect of NPA accounts Effectively handling various assessments carried out by Internal Audit/Ops Risk/SOX etc. Ensuring compliance with regulatory guidelines and liaising /effective handling of investigative agencies Handling internal and regulatory MIS in respect of NPA accounts

Qualifications:

Optimal qualification for success on the job is:


MBA finance/ CA

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:


Knowledge on Credit Conversant and experience in NPA resolution/ restructuring etc. Hands on experience in NPA resolution through SARFAESI/ DRT/NCLT etc. Knowledge about relevant RBI guidelines
#ComeAsYouAre "We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply"