Job Description

:
About the Role
The Circle Portfolio Manager handles multiple geographies on delinquent portfolio for specific products. Circle Portfolio
Manager ensures NPA resolution and manages the portfolio as per the existing process. Circle Portfolio Manager also ensures
compliance with the audit procedures of the bank
Key Responsibilities
Ensure maximum release from the NPA pool by achieving the required resolution target as per the business
requirement
Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
Prepare contingency plan for all collection related activities.
Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets
Ensure that all collection agencies are fully compliant with RBI guidelines and bank's collection policy
Ensure adherence to the set process and audit requirements in place
Ensure minimum forward flow from the buckets
Ensure that assigned locations and collections agencies have sufficient manpower
Create a performance oriented environment leading to high employee motivation and productivity
Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank
Qualifications
Optimal qualification for success on the job is:
Graduation/ Post-Graduation from a recognized institute
10 to 15 years with relevant experience.
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
Knowledge and understanding of collections and market dynamics.
Knowledge of regulatory guidelines and norms
Good communication (both verbal and written) skill in both English and the local language.
Ability to manage complex client situations.
Extensive geographical knowledge.
Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.
Ability to handle pressure and deadlines.
Skills:
Refer to the
About Company:
Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 4,594 domestic branches (including extension counters) with 11,333 ATMs & 5,710 cash recyclers spread across the country as on 31st March, 2021. The Bank has 6 Virtual Centres and has over 1500 Virtual Relationship Managers as on 31st March 2021.The Overseas operations of the Bank are spread over eight international offices with branches at Singapore, Dubai (at DIFC) and Gift City-IBU; representative offices at Dhaka, Dubai, Abu Dhabi, Sharjah and an Overseas subsidiary at London, UK. The international offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses