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About the Role
The Portfolio Manager handles multiple vendors which handle across bucket portfolio for AGRI Loans. The Portfolio manager ensures bucket resolution and manages the portfolio as per the existing process. The Portfolio Manager also ensures compliance with the audit procedures of the bank.
Key Responsibilities
1.Achieve the required resolution target as per the business requirement.
2. Ensure minimum forward flow to the next bucket.
3. Timely allocation, billing confirmation, regular customer visits.
4. Inventory management basis quarterly targets/ risk benchmarks @ 30DPD+, 90DPD+ & 180DPD+
5. Net NPA Performance against the targets for the month.
6.Recovery Target for the month - RURAL
7.Gross Slippages & Inventory management basis resolution targets.
8.NPA Recovery / Upgrade for the month
9.Legal Filling, Coverage & Execution.
10.Manage outsourced staff /vendors and ensure achievement of the monthly resolution targets.
11.Ensure adherence to the set process and audit requirements in place.
12.Create a performance-oriented environment leading to high employee motivation and productivity.
13.Ensure that all staff are adequately trained on the products of the bank, processes, and various policies of the bank
Qualifications
Optimal qualification for success on the job is:
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