Job Description

Location : Mohali
City : Mohali
State : Punjab (IN-PB)
Country : India (IN)
Requisition Number : 41247
Role Purpose Statement
The overall responsibility of the Risk Specialist is the accurate and timely annual review of counterparties, assigning accurate credit limits considering potential exposure of Business partners to existing business partners as well as new counterparties. Detailed annual review includes the evaluation of financial statements, checking customer's payment history and payments terms allowed mark to market limits, PFE calculations and securing open credit with Insurance. Preparation of scorecard is also an important activity applicable for the limits above the threshold
350K USD. Approvals to be obtained for higher grades/credit limits as per Bunge Global Credit Policy. It's a critical role as activities and deliverables of this role directly impacts the Bunge's business with its business partners across the globe.
Main Accountabilities

• Perform annual review of existing counterparties and assign the credit limits ensuring accuracy and timeliness.
• Support centralized risk team with other tasks like industry updates in Delta, validating the Insurance and others.
• Bulk review - exemption from detailed annual review basis payment history.
• Intuitive Grading in case of insufficient financial information
• Credit history and compliance checks.
• Blcoked Order management/order release
• Create risk reports using Tableau desktop version.
• Coaching trainees and newcomers onto the company and helping team members to work in a collaborative manner to achieve the desired objectives.
• Build good relationships with the teams/departments involved."

Knowledge and Skills
Behavior

• Improve Bunge's outcomes by making data-driven decisions, keeping the customer at the forefront of all they do, and proactively gaining insight into the global strategy.
• Collaborate, effectively communicate with others and take the initiative to continually develop themselves.
• Pursue opportunities to solve problems and take action while maintaining the ability to manage work, even in times of challenge or change."

Technical

• Knowledge in finance/Credit risk/trading concepts (e.g.: Assigning credit limit, evaluating business financials to assess credit worthiness of the partners, Payment history, preparing credit scorecards etc.
• Experience in accounting and finance, Credit Risk, coordination with stakeholders and follow-through to eventual issue resolution and documentation.
• Spanish language skillset required to communicate with customers/commercial group.
• Excellent communication and presentation skills
• The successful applicant will be a detailed-oriented, results-driven, tenacious team player. He/she will have demonstrated an ability to lead the discussion on reconciliation and analysis with key stakeholders (e.g.: commercial organization, finance partner team and market risk teams).
• Ability to provide high quality level of customer service to internal & external stakeholders.
• Ability to work independently, efficiently and deliver high quality output under time pressure.
• Independent and meticulous with figures
• Strong written & oral communications skills in English and Spanish
• Strong problem solving & organizational skills.
• Experience in managing people and processes through a sustained period of change.
• Excellent computer skills and competency in Microsoft Office (Word, PowerPoint, Excel, Outlook)

Education & Experience
University degree (Graduation, MBA, CMA or CA)
3-5 years of working experience in finance/accounting/risk, credit function, preferably in Ag industry.
Distinct Advantage of Joining Bunge

• Experience working in a similar Shared Services Centre setup.
• Experience in processing high volumes of transactions
• Experience in SAP
• Strong customer service, communication skills/soft skills
• Working exposure in commodity industry

Bunge (NYSE: BG) is a world leader in sourcing, processing and supplying oilseed and grain products and ingredients. Founded in 1818, Bunge's expansive network feeds and fuels a growing world, creating sustainable products and opportunities for more than 70,000 farmers and the consumers they serve across the globe. The company is headquartered in St. Louis, Missouri and has 25,000 employees worldwide who stand behind more than 350 port terminals, oilseed processing plants, grain facilities, and food and ingredient production and packaging facilities around the world.
Bunge is an Equal Opportunity Employer. Veterans/Disabled