Retail Loans Executive

Year    GJ, IN, India

Job Description

Role Objective



To acquire and convert leads for Retail Loans (Home Loans, Loan Against Property, Personal Loans, Vehicle Loans, etc.) through cold calling, field visits, and referrals, manage loan documentation and processing, assist in disbursement, and build long-term client relationships. This role is suitable for freshers or candidates with up to 1 year of experience in sales or financial services.

Key Responsibilities



Lead Generation & Client Acquisition

Conduct cold calling to potential customers for retail loan products. Generate leads through tele calling, field visits, references, and social platforms. Explain loan products clearly and engage customers for applications. Schedule meetings and assist in client onboarding.

Loan Processing & Documentation

Collect and verify required KYC and financial documents. Submit complete loan files to banks/NBFCs for processing. Ensure compliance with documentation standards.

Disbursement & Conversion

Follow up with customers and financial institutions for approvals. Support in achieving monthly sales and disbursement targets. Ensure smooth end-to-end loan disbursement.

Client Relationship Management

Provide after-sales support to customers. Build long-term client relations for repeat/referral business. Cross-sell other retail loan products where suitable.

Data & Reporting

Maintain records of cold calls, leads, and conversions in Google Sheets/CRM. Update loan pipeline status daily. Report weekly performance and non-conversion cases to the manager.

Qualifications

Education: Bachelor's degree in Finance, Commerce, Business Administration, or related field Experience: 0-1 year in sales, cold calling, or loan processing. Freshers with strong communication skills are welcome.

Skills:

Good communication and convincing ability in English, Hindi, and Gujarati. Comfortable with cold calling and target-driven sales. Basic knowledge of MS Office and Google Sheets. Interest in financial services and willingness to learn.

Job Type: Full-time

Pay: ₹20,000.00 - ₹25,000.00 per month

Work Location: In person

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Job Detail

  • Job Id
    JD5076447
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    GJ, IN, India
  • Education
    Not mentioned
  • Experience
    Year