Relationship Officers
Year Saharanpur, Uttar Pradesh, India
Job Description
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Relationship Officers-Micro Mortgages-Saharanpur
North 2234-Saharanpur, Saharanpur, Uttar Pradesh, IndiaDepartment
NORTH BUSINESS
Job posted on
May 03, 2024
Employee Type
Permanent
Experience range (Years)
0 - N.A.
1. Business/ Financials 2. Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion 3. Maintain database of the prospects, meet select prospects and manage the relationship thereafter 4. Attend X (to be defined) number of prospects in a day/week/month to generate leads and references for MLAP Loans 5. Should be ready to travel extensively across the catchment area of the location to build the base of business
6. Customer (Both Internal & External) 7. Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long-term perspective 8. Guarantee confidential treatment of all the information gathered from customers and demonstrate the highest order of integrity as per the code of conduct of the organization
9. Internal Process
10. Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality
11. Visit the customer\xe2\x80\x99s business and home to do the assessment/evaluation, following the \xe2\x80\x9cProduct Policy\xe2\x80\x9d procedures. 12. Coordinate with the credit department in case of identifying discrepancies or problems in customer\xe2\x80\x99s information, reports, etc. through Cluster Manager \xe2\x80\x93 MLAP
13. Innovation & Learning
14. Maintain up to date knowledge of MLAP product as well as a working knowledge of other products offered in the branch 15. Inform Cluster Manager \xe2\x80\x93 MLAP about the demand in his/her assigned branch catchment as well as on the competition on a regular basis 16. Ensure adherence to training man-days/ mandatory training programs for self Should be updated with the latest trends in civic and local laws of the location of operation
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Job Detail
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Job IdJD3289190
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationSaharanpur, Uttar Pradesh, India
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EducationNot mentioned
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ExperienceYear