Job Description

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Relationship Officer-Micro Mortgages - Meerut

North 2220-Meerut, Meerut, Uttar Pradesh, India








Department
NORTH BUSINESS
Job posted on
Jan 09, 2026
Employment type
Permanent

Business/ Financials
Achieve the set targets on MLAP Loans in terms of open market acquisition and existing potential customer conversion

Maintain database of the prospects, meet select prospects and manage the relationship thereafter

Attend X (to be defined) number of prospects in a day/week/month to generate leads and references for MLAP Loans

Should be ready to travel extensively across the catchment area of the location to build the base of business



Customer (Both Internal & External)
Interact with customers in a courteous and professional manner; provide prompt, efficient and accurate services and establish professional relationship with them, with a long-term perspective

Guarantee confidential treatment of all the information gathered from customers and demonstrate the highest order of integrity as per the code of conduct of the organization



Internal Process


Carry out the pre and post-loan activities related to MLAP Loans, perform simple financial analysis, present the loan applications to the sanctioning committee by adhering to the set TAT & prioritize the repayment of loans to preserve the portfolio quality



Visit the customer's business and home to do the assessment/evaluation, following the "Product Policy" procedures. Coordinate with the credit department in case of identifying discrepancies or problems in customer's information, reports, etc. through Cluster Manager - MLAP



Innovation & Learning


Maintain up to date knowledge of MLAP product as well as a working knowledge of other products offered in the branch

Inform Cluster Manager - MLAP about the demand in his/her assigned branch catchment as well as on the competition on a regular basis

Ensure adherence to training man-days/ mandatory training programs for self
Should be updated with the latest trends in civic and local laws of the location of operation