Job Description

Job Requirements
: Relationship Manager-KCC at IDFC FIRST Bank
Company Name: IDFC FIRST Bank
Job Title: Relationship Manager-KCC
Job Type: Full-Time
Job Category: Retail Banking
Department: Retail Banking
Rural Banking
Agri
Location: Gujarat, India
IDFC FIRST Bank is seeking a highly motivated and experienced Relationship Manager-KCC to join our Retail Banking team in Gujarat, India. As a Relationship Manager-KCC, you will be responsible for managing and growing our portfolio of Kisan Credit Card (KCC) customers in the rural and agricultural sector.
Key Responsibilities:
- Build and maintain strong relationships with existing and potential KCC customers in the rural and agricultural sector
- Understand the financial needs of the customers and provide suitable solutions to meet their requirements
- Cross-sell other banking products and services to increase the overall relationship value with the customers
- Conduct regular visits to the customers' farms and provide on-site support and guidance
- Ensure timely and accurate processing of KCC applications and disbursement of funds
- Monitor and manage the credit risk of the KCC portfolio
- Collaborate with other departments and teams to ensure smooth and efficient operations
- Keep up-to-date with industry trends and market developments to identify new business opportunities
Requirements:
- Bachelor's degree in Agriculture, Finance, Business Administration or related field
- Minimum of 3 years of experience in retail banking, with a focus on rural and agricultural banking
- Strong understanding of Kisan Credit Card products and services
- Excellent communication and interpersonal skills
- Proven track record of achieving sales targets and building customer relationships
- Ability to work independently and in a team environment
- Willingness to travel extensively within the assigned region
Additional Parameters:
- Knowledge of local language(s) and culture in Gujarat, India
- Familiarity with the agricultural sector and rural communities in Gujarat
- Understanding of government policies and schemes related to agriculture and rural development
If you are passionate about making a difference in the lives of rural and agricultural communities and have the required skills and experience, we would love to hear from you. Join us at IDFC FIRST Bank and be a part of our mission to empower and support the growth of the rural economy in Gujarat.