Job Requirements: Relationship Manager-Gold Loan at IDFC FIRST BankCompany Overview:IDFC FIRST Bank is a leading private sector bank in India, committed to providing innovative financial solutions to its customers. We are looking for a dynamic and driven individual to join our team as a Relationship Manager-Gold Loan in our Jagdalpur, Chhattisgarh branch.Job Title: Relationship Manager-Gold LoanJob Type: Full-TimeJob Category: Retail BankingDepartment: Retail Banking
Rural Banking
Liabilities
Branch Banking
Branch SalesLocation: Jagdalpur, Chhattisgarh 494001, IndiaAdditional Parameters:- Minimum 2 years of experience in sales and relationship management in the banking or financial services industry- Knowledge of gold loan products and services- Excellent communication and interpersonal skills- Ability to work in a fast-paced and target-driven environment- Willingness to travel within the assigned territoryJob Summary:As a Relationship Manager-Gold Loan, you will be responsible for managing and growing the gold loan portfolio of the branch. You will be the primary point of contact for customers seeking gold loans and will be responsible for building and maintaining strong relationships with them.Key Responsibilities:- Meet and exceed sales targets for gold loans- Identify potential customers and generate leads through various channels- Conduct customer visits and explain the features and benefits of gold loan products- Assist customers in completing loan application forms and ensure timely disbursement of loans- Follow up with customers for timely repayment of loans and manage delinquencies- Cross-sell other banking products and services to customers- Build and maintain relationships with local businesses and organizations to generate referrals- Stay updated on market trends and competition in the gold loan segment- Provide excellent customer service and resolve any customer queries or complaints- Ensure compliance with all banking regulations and internal policiesQualifications:- Bachelor's degree in Business Administration, Finance, or a related field- Minimum 2 years of experience in sales and relationship management in the banking or financial services industry- Knowledge of gold loan products and services- Excellent communication and interpersonal skills- Strong sales and negotiation skills- Ability to work in a fast-paced and target-driven environment- Proficiency in local language and knowledge of the local market is preferred- Willingness to travel within the assigned territoryJoin our team at IDFC FIRST Bank and be a part of our mission to provide financial inclusion to all segments of society. Apply now and take the first step towards a rewarding career as a Relationship Manager-Gold Loan.
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