Core Responsibilities
Build and maintain strong relationships with business and corporate clients by understanding their working capital and financial requirements. Analyze clients' financial statements and operational data to assess and recommend suitable working capital solutions such as loans, cash credit, and other fund or non-fund products. Conduct credit risk assessments, prepare detailed financial analyses and credit appraisals, and coordinate with credit and risk management teams to safeguard the bank's interests. Regularly meet clients to review their needs, provide updates on relevant market and economic trends, and optimize working capital management strategies. Identify opportunities for cross-selling other bank products--including liabilities, trade finance products, treasury services, and transaction banking solutions. Oversee the end-to-end loan process from acquisition through documentation, disbursement, and renewal, ensuring timely and compliant service delivery. Keep updated on regulatory changes and industry developments that could impact clients' working capital requirements. Achieve revenue, volume, and portfolio quality targets set for working capital business growth
Job Type: Full-time
Pay: ₹700,000.00 - ₹1,000,000.00 per year
Work Location: In person
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